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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
M&T Bank logo
M&T BankMTB
30.4%+1.8pp
KeyCorp logo
KeyCorpKEY
26.1%+22.6pp
Community Financial System logo
Community Financial SystemCBU
26.6%+1.6pp
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
20.5%-1.8pp
Northwest Bancshares logo
Northwest BancsharesNWBI
21.7%-2.2pp

Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Calculated from NBT Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820

FAQ

What is NBT Bancorp's net margin?
NBT Bancorp (NBTB) reported net margin of 28.8% in Q2 2026.
How has NBT Bancorp's net margin changed year-over-year?
NBT Bancorp's net margin increased by 34.5% year-over-year, from 21.4% to 28.8%.
What is the long-term trend for NBT Bancorp's net margin?
Over 5 years (2020 to 2025), NBT Bancorp's net margin has grown at a 1.4% compound annual growth rate (CAGR), from 22.6% to 24.3%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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