What is NBT Bancorp's current debt?

NBT Bancorp (NBTB) reported current debt of $117.81M in Q1 2026.

How has NBT Bancorp's current debt changed year-over-year?

NBT Bancorp's current debt increased by 37.6% year-over-year, from $85.6M to $117.81M.

What is the long-term trend for NBT Bancorp's current debt?

Over 5 years (2020 to 2025), NBT Bancorp's current debt has grown at a -2.5% compound annual growth rate (CAGR), from $168.39M to $148.07M.

What does current debt mean?

The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.

NBT Bancorp NBTB Current Debt

Current Debt at other companies

JPMorgan ChaseJPM

$68.05B+4.7%

M&T BankMTB

$7.85B+399%

KeyCorpKEY

$6.15B+164%

STB

S&T BancorpSTBA

$50M-47.4%

F.N.B. CorporationFNB

$2.16B+9.5%

UBS

United BanksharesUBSI

$166.18M-5.6%

Other financials

Income statement

See full

Revenue$184.5M+19.3%

Net income$51.1M+39.2%

EPS (diluted)$0.98+27.3%

Balance sheet

See full

Cash & equivalents$716.1M+182%

Total debt$117.8M+37.6%

Total equity$1.9B+22.3%

Total assets$16.2B+16.9%

Cash flow

See full

Operating cash flow$53.0M+26.3%

CapEx$4.4M+19.5%

Free cash flow$48.6M+26.9%

Valuation

See full

Market cap$2.5B+9.7%

Enterprise value$1.9B-12.6%

P/E13.6×-2.3×

P/S3.4×-0.4×

Profitability

See full

Net margin25.3%+1.0pp

FCF margin31.5%+0.9pp

Returns & leverage

See full

Return on equity10.6%+1.0pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ShortTermBorrowings.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's current debt?: NBT Bancorp (NBTB) reported current debt of $117.81M in Q1 2026.
How has NBT Bancorp's current debt changed year-over-year?: NBT Bancorp's current debt increased by 37.6% year-over-year, from $85.6M to $117.81M.
What is the long-term trend for NBT Bancorp's current debt?: Over 5 years (2020 to 2025), NBT Bancorp's current debt has grown at a -2.5% compound annual growth rate (CAGR), from $168.39M to $148.07M.
What does current debt mean?: The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.