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Pioneer Bancorp, Inc. PBFS Net Interest Income

Net Interest Income at other companies

KeyCorp logo
KeyCorpKEY
$1.22B+11.5%
Trustco Bank Corp logo
Trustco Bank CorpTRST
$44.71M+10.7%
Community Financial System logo
Community Financial SystemCBU
$134.71M+12.1%
Colony Bankcorp logo
Colony BankcorpCBAN
$29.2M+39.4%
First Bancorp logo
First BancorpFNLC
$20.69M+16.2%
Citizens & Northern logo
Citizens & NorthernCZNC
$28.45M+42.4%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s net interest income?
Pioneer Bancorp, Inc. (PBFS) reported net interest income of $20.75M in Q1 2026.
How has Pioneer Bancorp, Inc.'s net interest income changed year-over-year?
Pioneer Bancorp, Inc.'s net interest income increased by 8.7% year-over-year, from $19.08M to $20.75M.
What is the long-term trend for Pioneer Bancorp, Inc.'s net interest income?
Over 4 years (2021 to 2025), Pioneer Bancorp, Inc.'s net interest income has grown at a 17.3% compound annual growth rate (CAGR), from $41.82M to $79.15M.
What does net interest income mean?
This is the difference between the interest earned on loans and securities and the interest paid on deposits and other borrowings. It represents the core profitability of the bank's primary lending and deposit-taking activities before accounting for credit losses or noninterest expenses.