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First Bancorp FNLC Net Interest Income

Net Interest Income at other companies

Camden National logo
Camden NationalCAC
$52.36M+7.2%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$70.79M+19.1%
Home Bancorp logo
Home BancorpHBCP
$34.48M+8.6%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$20.75M+8.7%
West Bancorporation logo
West BancorporationWTBA
$24.39M+16.9%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$35.52M+6.8%

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's net interest income?
First Bancorp (FNLC) reported net interest income of $20.69M in Q1 2026.
How has First Bancorp's net interest income changed year-over-year?
First Bancorp's net interest income increased by 16.2% year-over-year, from $17.8M to $20.69M.
What is the long-term trend for First Bancorp's net interest income?
Over 4 years (2021 to 2025), First Bancorp's net interest income has grown at a 3.9% compound annual growth rate (CAGR), from $66.3M to $77.38M.
What does net interest income mean?
This is the difference between the interest income earned on loans and investments and the interest expense paid on deposits and borrowings. It serves as the primary driver of a bank's core profitability and net interest margin.