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West Bancorporation WTBA Net Interest Income

Net Interest Income at other companies

U.S. Bancorp logo
U.S. BancorpUSB
$4.36B+7.7%
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Wells Fargo & CompanyWFC
$12.32B+5.2%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$29.5M+23.3%
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Community West BancsharesCWBC
$50.91M+52.9%
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Midland States BancorpMSBI
$57.42M-1.5%
Western New England Bancorp logo
Western New England BancorpWNEB
$19.32M+9.5%

Other financials

Income statement

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Revenue$28.1M+18.0%
Net income$11.1M+38.8%
EPS (diluted)$0.64+36.2%

Balance sheet

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Cash & equivalents$433.7M+25.6%
Total debt$23.8M-41.0%
Total equity$281.0M+16.6%
Total assets$4.0B-0.7%

Cash flow

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Operating cash flow$14.4M+6.2%
CapEx$293.0K-61.6%
Free cash flow$14.1M+10.3%

Valuation

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Market cap$484.55M+59.7%
Enterprise value$74.6M-4,896%
P/E12.6×+2.1×
P/S4.7×+1.2×

Profitability

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Net margin37.1%+4.4pp
FCF margin47%+6.0pp

Returns & leverage

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Return on equity14.7%+2.3pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: West Bancorporation’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 7:15 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001166928-26-000034
(in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Federal Home Loan Bank advances2,2742,2594,5184,494
Long-term debt3855047821,022
Total interest expense22,95326,54345,95951,824
Net interest income25,52121,41949,90642,274
Credit loss expense (benefit)
Net interest income after credit loss expense25,52121,41949,90642,274
Noninterest income:
Service charges on deposit accounts476486984957

Item 1. Financial Statements

FAQ

What is West Bancorporation's net interest income?
West Bancorporation (WTBA) reported net interest income of $25.52M in Q2 2026.
How has West Bancorporation's net interest income changed year-over-year?
West Bancorporation's net interest income increased by 19.2% year-over-year, from $21.42M to $25.52M.
What is the long-term trend for West Bancorporation's net interest income?
Over 4 years (2021 to 2025), West Bancorporation's net interest income has grown at a -1.6% compound annual growth rate (CAGR), from $95.06M to $88.98M.
What does net interest income mean?
This is the difference between the interest income generated from interest-earning assets and the interest expense paid on interest-bearing liabilities. It serves as the primary driver of a bank's core profitability and reflects the effectiveness of asset-liability management. A strong net interest income indicates a healthy spread between lending rates and funding costs.

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