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Midland States Bancorp MSBI Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$70.79M+19.1%
Regions Financial logo
Regions FinancialRF
$1.25B+4.5%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$55.25M+30.0%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$244.66M+29.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
$142.48M+11.5%

Segments

By segment

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Banking$58.78M-3.0%
Corporate-$1.35M+41.9%
Wealth Management-$20K-17.6%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's net interest income?
Midland States Bancorp (MSBI) reported net interest income of $57.42M in Q1 2026.
How has Midland States Bancorp's net interest income changed year-over-year?
Midland States Bancorp's net interest income decreased by 1.5% year-over-year, from $58.29M to $57.42M.
What is the long-term trend for Midland States Bancorp's net interest income?
Over 4 years (2021 to 2025), Midland States Bancorp's net interest income has grown at a 3.3% compound annual growth rate (CAGR), from $207.68M to $236.8M.
What does net interest income mean?
This is the difference between the interest income generated by interest-earning assets and the interest expense paid on interest-bearing liabilities. It is the fundamental measure of a bank's core profitability and its ability to manage the interest rate spread.