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Midland States Bancorp MSBI Net Interest Income
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Where this comes from
Reported directly by Midland States Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.
- Filed
- Apr 30, 2026, 4:10 PM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0001466026-26-000049
| Line item | Three Months Ended March 31, 2026 | Three Months Ended March 31, 2025 |
|---|---|---|
| Subordinated debt | 380 | 1,387 |
| Trust preferred debentures | 1,121 | 1,200 |
| Total interest expense | 28,605 | 41,065 |
| Net interest income | 57,417 | 58,290 |
| Provision for credit losses: | ||
| Provision for credit losses on loans | 5,403 | 10,850 |
| Recapture of credit losses on unfunded commitments | (400) | — |
| Total provision for credit losses | 5,003 | 10,850 |
ITEM 1 – FINANCIAL STATEMENTS
FAQ
- What is Midland States Bancorp's net interest income?
- Midland States Bancorp (MSBI) reported net interest income of $57.42M in Q1 2026.
- How has Midland States Bancorp's net interest income changed year-over-year?
- Midland States Bancorp's net interest income decreased by 1.5% year-over-year, from $58.29M to $57.42M.
- What is the long-term trend for Midland States Bancorp's net interest income?
- Over 4 years (2021 to 2025), Midland States Bancorp's net interest income has grown at a 3.3% compound annual growth rate (CAGR), from $207.68M to $236.8M.
- What does net interest income mean?
- This is the difference between the interest income generated by interest-earning assets and the interest expense paid on interest-bearing liabilities. It is the fundamental measure of a bank's core profitability and its ability to manage the interest rate spread.
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