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Net Interest Income at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$315.09M+12.5%
PNC Financial Services logo
PNC Financial ServicesPNC
$4.11B+15.5%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$168.72M+10.4%
Midland States Bancorp logo
Midland States BancorpMSBI
$57.42M-1.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
$146.94M+23.0%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$65.28M+35.4%

Other financials

Income statement

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Revenue$108.5M+24.1%
Net income$27.8M+18.6%
EPS (diluted)$1.04+6.1%

Balance sheet

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Cash & equivalents$303.9M+59.9%
Total debt$13.2M-2.9%
Total equity$1.1B+23.2%
Total assets$9.2B+19.9%

Cash flow

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Operating cash flow$26.3M+240%
CapEx$2.2M+21.1%
Free cash flow$24.2M+305%

Valuation

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Market cap$1.38B+53.0%
Enterprise value$1.09B+50.1%
P/E13.8×+3.1×
P/S3.6×+0.9×

Profitability

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Net margin26.2%+1.2pp
FCF margin31.2%-4.7pp

Returns & leverage

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Return on equity10%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by First Mid Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: First Mid Bancshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339679
(In thousands, except per share data)Three months ended / June 30, 2026Three months ended / June 30, 2025Six months ended / June 30, 2026Six months ended / June 30, 2025
Interest on subordinated debt7108491,8801,798
Interest on junior subordinated debt5784641,046932
Total interest expense35,22529,53865,06057,688
Net interest income79,65963,863150,444123,272
Provision for credit losses1,5452,5674,1434,219
Net interest income after provision for credit losses78,11461,296146,301119,053
Other income:
Wealth management revenues8,2065,39414,58111,205

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Mid Bancshares, Inc.'s net interest income?
First Mid Bancshares, Inc. (FMBH) reported net interest income of $79.66M in Q2 2026.
How has First Mid Bancshares, Inc.'s net interest income changed year-over-year?
First Mid Bancshares, Inc.'s net interest income increased by 24.7% year-over-year, from $63.86M to $79.66M.
What is the long-term trend for First Mid Bancshares, Inc.'s net interest income?
Over 4 years (2021 to 2025), First Mid Bancshares, Inc.'s net interest income has grown at a 11.2% compound annual growth rate (CAGR), from $167.75M to $256.17M.
What does net interest income mean?
This is the difference between the interest earned on loans and investments and the interest paid on deposits and other borrowings. It serves as the primary indicator of a bank's core profitability and its ability to manage interest rate risk.

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