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Commerce Bancshares CBSH Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
U.S. Bancorp logo
U.S. BancorpUSB
$4.36B+7.7%
UMB Financial logo
UMB FinancialUMBF
$532.53M+14.0%
First Busey Corporation logo
First Busey CorporationBUSE
$152.4M-0.5%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$79.66M+24.7%
Equity Bancshares logo
Equity BancsharesEQBK
$73.87M+48.3%

Segments

By segment

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Commercial segment$131.4M+3.0%
Retail banking segment$124.21M
Wealth segment$50.27M+118%

Other financials

Income statement

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Revenue$498.9M+11.9%
Net income$159.8M+4.8%
EPS (diluted)$1.10+0.9%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.4B+19.7%
Total assets$35.3B+9.2%

Cash flow

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Operating cash flow$181.9M+63.6%
CapEx$12.8M+19.5%
Free cash flow$169.1M+68.2%

Valuation

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Market cap$8.51B+5.8%
P/E14.6×+0.2×
P/S4.6×-0.1×

Profitability

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Net margin31.3%-1.2pp
FCF margin65.1%

Returns & leverage

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Return on equity14.6%-1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Commerce Bancshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000022356-26-000190
(In thousands, except per share data)For the Three Months Ended June 30 / 2026For the Three Months Ended June 30 / 2025For the Six Months Ended June 30 / 2026For the Six Months Ended June 30 / 2025
Interest on securities sold under agreements to repurchase13,49016,85329,27036,077
Interest on other borrowings32687227
Total interest expense92,24691,489188,913186,752
Net interest income315,085280,147614,925549,249
Provision for credit losses8,7315,59719,69120,084
Net interest income after credit losses306,354274,550595,234529,165
NON-INTEREST INCOME
Trust fees71,51255,571142,561112,163

Item 1. FINANCIAL STATEMENTS

FAQ

What is Commerce Bancshares's net interest income?
Commerce Bancshares (CBSH) reported net interest income of $315.09M in Q2 2026.
How has Commerce Bancshares's net interest income changed year-over-year?
Commerce Bancshares's net interest income increased by 12.5% year-over-year, from $280.15M to $315.09M.
What is the long-term trend for Commerce Bancshares's net interest income?
Over 4 years (2021 to 2025), Commerce Bancshares's net interest income has grown at a 7.4% compound annual growth rate (CAGR), from $835.42M to $1.11B.
What does net interest income mean?
This is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and borrowings. It serves as the core measure of a bank's profitability from its primary lending and deposit-taking activities.

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