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Commerce Bancshares CBSH Commercial segment — Net Interest Income

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Other financials

Income statement

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Revenue$475.7M+11.1%
Net income$141.6M+7.6%
EPS (diluted)$0.96+3.2%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.3B+23.7%
Total assets$35.7B+10.4%

Cash flow

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Operating cash flow$684.8M+394%
CapEx$6.4M-49.4%
Free cash flow$678.4M+438%

Valuation

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Market cap$7.98B-13.4%
P/E13.8×-3.0×
P/S4.4×-1.1×

Profitability

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Net margin31.8%-0.5pp
FCF margin63.2%

Returns & leverage

See full
Return on equity14.8%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Commerce Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Commerce Bancshares's commercial segment — net interest income?
Commerce Bancshares (CBSH) reported commercial segment — net interest income of $133.6M in Q1 2026.
How has Commerce Bancshares's commercial segment — net interest income changed year-over-year?
Commerce Bancshares's commercial segment — net interest income increased by 0.3% year-over-year, from $133.27M to $133.6M.
What is the long-term trend for Commerce Bancshares's commercial segment — net interest income?
Over 4 years (2021 to 2025), Commerce Bancshares's commercial segment — net interest income has grown at a 4.1% compound annual growth rate (CAGR), from $453.69M to $532.94M.
What does commercial segment — net interest income mean?
The profit earned by the commercial segment from interest-bearing assets minus interest paid on liabilities.
How do you interpret commercial segment — net interest income?
Higher values indicate stronger core banking profitability and effective interest rate management.
How does commercial segment — net interest income compare across companies?
A core metric for all banking institutions; comparable to Net Interest Income reported by peer commercial segments.