Commerce Bancshares CBSH Total debt
Discontinued — last reported Q4 '25
Total debt at other companies
Other financials
Where this comes from
Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $31.46M.
The official record: Commerce Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Commerce Bancshares's total debt?
- Commerce Bancshares (CBSH) reported total debt of $31.46M in Q4 2025.
- How has Commerce Bancshares's total debt changed year-over-year?
- Commerce Bancshares's total debt increased by 0.8% year-over-year, from $31.2M to $31.46M.
- What is the long-term trend for Commerce Bancshares's total debt?
- Over 5 years (2020 to 2025), Commerce Bancshares's total debt has grown at a 1.5% compound annual growth rate (CAGR), from $29.2M to $31.46M.
- What does total debt mean?
- The total amount of money the company owes to banks, bondholders, and other lenders.
- How do you interpret total debt?
- An increase in total debt may signal aggressive expansion or a need for liquidity, while a decrease indicates deleveraging or improved internal cash generation. High levels of debt relative to equity can increase financial risk, particularly in rising interest rate environments.
- How does total debt compare across companies?
- Regional banks typically maintain debt levels proportional to their regulatory capital requirements and asset-liability management strategies, often benchmarking against peer leverage ratios like debt-to-equity or debt-to-assets.