UMB Financial UMBF Total debt
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Where this comes from
Calculated from UMB Financial’s reported figures.
The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is UMB Financial's total debt?
- UMB Financial (UMBF) reported total debt of $477.16M in Q1 2026.
- How has UMB Financial's total debt changed year-over-year?
- UMB Financial's total debt decreased by 27.1% year-over-year, from $654.38M to $477.16M.
- What is the long-term trend for UMB Financial's total debt?
- Over 5 years (2020 to 2025), UMB Financial's total debt has grown at a 9.9% compound annual growth rate (CAGR), from $341.3M to $546.89M.
- What does total debt mean?
- The total amount of money the company owes to banks, bondholders, and other lenders.
- How do you interpret total debt?
- An increase in total debt suggests higher financial leverage and potential interest expense pressure, while a decrease indicates deleveraging or improved internal cash generation. High levels relative to equity or earnings may signal increased financial risk, particularly in rising interest rate environments.
- How does total debt compare across companies?
- Peer financial institutions typically manage debt levels based on regulatory capital requirements and liquidity needs, with debt-to-equity ratios varying significantly based on the bank's specific funding strategy and asset-liability management profile.