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Total debt at other companies

Webster Financial Corporation logo
Webster Financial CorporationWBS
$5.55B+45.4%
Old National Bancorp logo
Old National BancorpONB
$243.33M+11.6%
State Street logo
State StreetSTT
Citizens Financial Group logo
Citizens Financial GroupCFG
Regions Financial logo
Regions FinancialRF
Huntington Bancshares logo
Huntington BancsharesHBAN

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from UMB Financial’s reported figures.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's total debt?
UMB Financial (UMBF) reported total debt of $477.16M in Q1 2026.
How has UMB Financial's total debt changed year-over-year?
UMB Financial's total debt decreased by 27.1% year-over-year, from $654.38M to $477.16M.
What is the long-term trend for UMB Financial's total debt?
Over 5 years (2020 to 2025), UMB Financial's total debt has grown at a 9.9% compound annual growth rate (CAGR), from $341.3M to $546.89M.
What does total debt mean?
The total amount of money the company owes to banks, bondholders, and other lenders.
How do you interpret total debt?
An increase in total debt suggests higher financial leverage and potential interest expense pressure, while a decrease indicates deleveraging or improved internal cash generation. High levels relative to equity or earnings may signal increased financial risk, particularly in rising interest rate environments.
How does total debt compare across companies?
Peer financial institutions typically manage debt levels based on regulatory capital requirements and liquidity needs, with debt-to-equity ratios varying significantly based on the bank's specific funding strategy and asset-liability management profile.