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UMB Financial UMBF Ratios & Valuation

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Profitability
Net margin32.3%+7.1pp31.2%+8.2pp26.5%-0.6pp25.7%+0.6pp25.2%+0.2pp
Returns
Return on equity12.3%+2.3pp12.1%+3.8pp12.6%-0.9pp11.1%-1.3pp10.1%-2.5pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.1×0.0×0.1×0.0×0.1×-0.1×0.1×-0.3×0.1×-0.4×
Per Share
Book value per share$105.13+10.0%$102.45-0.6%$104.43+47.8%$97.48+35.3%$95.56+45.0%
Valuation
Market capitalization$11.15B+33.5%$8.59B+16.9%$8.74B+58.7%$8.99B+75.4%$7.87B+94.0%
Price / earnings11.8×-4.0×9.7×-8.1×12.4×0.0×14.8×+1.7×14.9×+4.2×
Price / sales3.8×-0.2×-1.1×3.3×-0.1×3.8×+0.5×3.8×+1.1×
Price / book1.4×+0.2×1.1×0.0×1.1×-0.5×1.2×-0.2×1.1×-0.2×
Dividend yield1.4%+0.1pp1.7%+0.5pp1.6%+0.2pp1.3%-0.2pp1.3%-0.6pp

FAQ

Where do UMB Financial's ratios come from?
Every ratio is computed from UMB Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.