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UMB Financial UMBF Debt-to-equity

Debt-to-equity at other companies

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0.0×
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0.9×0.0×
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0.0×
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0.1×-0.1×
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0.8×+0.1×
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0.0×

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp

Where this comes from

Calculated from UMB Financial’s reported figures.

Based on the most recent quarter.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026. Open the filing →

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054

FAQ

What is UMB Financial's debt-to-equity?
UMB Financial (UMBF) reported debt-to-equity of 0.1× in Q2 2026.
How has UMB Financial's debt-to-equity changed year-over-year?
UMB Financial's debt-to-equity decreased by 33.7% year-over-year, from 0.1× to 0.1×.
What is the long-term trend for UMB Financial's debt-to-equity?
Over 5 years (2020 to 2025), UMB Financial's debt-to-equity has grown at a -8.9% compound annual growth rate (CAGR), from 0.1× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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