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UMB Financial UMBF Free cash flow

Free cash flow at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$169.1M+68.2%
State Street logo
State StreetSTT
-$12.41B-672%
BOK Financial logo
BOK FinancialBOKF
-$284.41M-917%
International Bancshares logo
International BancsharesIBOC
$88.56M-3.4%
BankUnited logo
BankUnitedBKU
$114.56M-2.1%
Customers Bancorp logo
Customers BancorpCUBI
$35.02M-62.5%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from UMB Financial’s reported figures.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026. Open the filing →

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054

FAQ

What is UMB Financial's free cash flow?
UMB Financial (UMBF) reported free cash flow of $330.8M in Q2 2026.
How has UMB Financial's free cash flow changed year-over-year?
UMB Financial's free cash flow increased by 22.2% year-over-year, from $270.78M to $330.8M.
What is the long-term trend for UMB Financial's free cash flow?
Over 3 years (2021 to 2025), UMB Financial's free cash flow has grown at a 25.0% compound annual growth rate (CAGR), from $500.4M to $978.11M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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