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UMB Financial UMBF Total Equity

Total Equity at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$4.36B+19.7%
State Street logo
State StreetSTT
$28.27B+3.5%
BOK Financial logo
BOK FinancialBOKF
$6.08B+3.3%
International Bancshares logo
International BancsharesIBOC
$3.38B+11.7%
BankUnited logo
BankUnitedBKU
$3B+1.7%
Customers Bancorp logo
Customers BancorpCUBI
$2.21B+18.4%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:StockholdersEquity.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemJune 30, 2026December 31, 2025
Series B Fixed-Rate Reset Non-Cumulative Perpetual Preferred stock, $0.01 par value; 30,000 authorized, issued and outstanding294,066294,066
Common stock, $1.00 par value; 160,000,000 shares authorized; 78,665,809 shares issued, 75,947,552 and 75,960,675 shares outstanding, respectively78,66678,666
Capital surplus4,016,0454,011,047
Retained earnings4,197,8123,736,413
Accumulated other comprehensive loss, net(371,517)(261,520)
Treasury stock, 2,718,257 and 2,705,134 shares, at cost, respectively(184,279)(165,104)
Total shareholders' equity8,030,7937,693,568
Total liabilities and shareholders' equity$72,255,560$73,094,090

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's total equity?
UMB Financial (UMBF) reported total equity of $8.03B in Q2 2026.
How has UMB Financial's total equity changed year-over-year?
UMB Financial's total equity increased by 10.2% year-over-year, from $7.29B to $8.03B.
What is the long-term trend for UMB Financial's total equity?
Over 5 years (2020 to 2025), UMB Financial's total equity has grown at a 20.6% compound annual growth rate (CAGR), from $3.02B to $7.69B.
What does total equity mean?
Net assets attributable to shareholders — total assets minus total liabilities. Represents the book value of shareholders' ownership claim.

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