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UMB Financial UMBF Return on equity

Return on equity at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
14.6%-1.9pp
State Street logo
State StreetSTT
12.4%+1.5pp
BOK Financial logo
BOK FinancialBOKF
10.9%+1.2pp
International Bancshares logo
International BancsharesIBOC
12.9%-1.8pp
BankUnited logo
BankUnitedBKU
9.2%+0.1pp
Customers Bancorp logo
Customers BancorpCUBI
14.3%+6.2pp

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Debt / equity0.1×0.0×

Where this comes from

Calculated from UMB Financial’s reported figures.

Based on trailing twelve months.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026. Open the filing →

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054

FAQ

What is UMB Financial's return on equity?
UMB Financial (UMBF) reported return on equity of 12.3% in Q2 2026.
How has UMB Financial's return on equity changed year-over-year?
UMB Financial's return on equity increased by 22.5% year-over-year, from 10.1% to 12.3%.
What is the long-term trend for UMB Financial's return on equity?
Over 5 years (2020 to 2025), UMB Financial's return on equity has grown at a 4.3% compound annual growth rate (CAGR), from 10.2% to 12.6%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.

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