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UMB Financial UMBF Price / book

Price / book at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
1.7×-0.7×
State Street logo
State StreetSTT
1.3×+0.3×
BOK Financial logo
BOK FinancialBOKF
1.3×+0.1×
Webster Financial Corporation logo
Webster Financial CorporationWBS
1.2×+0.2×
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
1.1×+0.1×
Citizens Financial Group logo
Citizens Financial GroupCFG
+0.3×

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from UMB Financial’s reported figures.

Based on the most recent quarter.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's price / book?
UMB Financial (UMBF) reported price / book of 1.1× in Q1 2026.
How has UMB Financial's price / book changed year-over-year?
UMB Financial's price / book increased by 0.8% year-over-year, from 1.1× to 1.1×.
What is the long-term trend for UMB Financial's price / book?
Over 5 years (2020 to 2025), UMB Financial's price / book has grown at a 0.5% compound annual growth rate (CAGR), from 1.1× to 1.1×.
What does price / book mean?
How the market price compares to the company's accounting net worth.
How do you interpret price / book?
Below 1.0 can flag a market discount to book value (common for distressed or asset-heavy firms); high values reflect intangible value the balance sheet doesn't capture. Most informative for financials and asset-heavy businesses.
How does price / book compare across companies?
A core valuation gauge for banks and insurers; weak for asset-light firms where book value understates economic value.