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UMB Financial UMBF Long-Term Debt

Long-Term Debt at other companies

State Street logo
State StreetSTT
$25.23B+1.6%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$738.31M-18.6%
Citizens Financial Group logo
Citizens Financial GroupCFG
$12.26B-0.1%
Regions Financial logo
Regions FinancialRF
$6.34B+5.3%
Huntington Bancshares logo
Huntington BancsharesHBAN
$21.59B+19.3%
U.S. Bancorp logo
U.S. BancorpUSB
$61.36B+2.5%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebt.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's long-term debt?
UMB Financial (UMBF) reported long-term debt of $477.16M in Q1 2026.
How has UMB Financial's long-term debt changed year-over-year?
UMB Financial's long-term debt decreased by 27.1% year-over-year, from $654.38M to $477.16M.
What is the long-term trend for UMB Financial's long-term debt?
Over 5 years (2020 to 2025), UMB Financial's long-term debt has grown at a 12.0% compound annual growth rate (CAGR), from $269.6M to $474.23M.
What does long-term debt mean?
Debt obligations that the bank is required to pay back over a period longer than one year.
How do you interpret long-term debt?
Changes reflect the bank's strategy for capital management and its ability to access long-term debt markets.
How does long-term debt compare across companies?
Standard across financial institutions; analyzed to determine debt-to-equity ratios and interest coverage.