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Commerce Bancshares CBSH Free cash flow margin

Free cash flow margin at other companies

Old National Bancorp logo
Old National BancorpONB
26.6%-4.4pp
Valley National Bank logo
Valley National BankVLY
26.5%
BOK Financial logo
BOK FinancialBOKF
64.7%+51.6pp
UMB Financial logo
UMB FinancialUMBF
34.7%
Stifel Financial logo
Stifel FinancialSF
15.5%-0.5pp
SouthState logo
SouthStateSSB
24.1%

Other financials

Income statement

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Revenue$475.7M+11.1%
Net income$141.6M+7.6%
EPS (diluted)$0.96+3.2%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.3B+23.7%
Total assets$35.7B+10.4%

Cash flow

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Operating cash flow$684.8M+394%
CapEx$6.4M-49.4%
Free cash flow$678.4M+438%

Valuation

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Market cap$7.98B-13.4%
P/E13.8×-3.0×
P/S4.4×-1.1×

Profitability

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Net margin31.8%-0.5pp

Returns & leverage

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Return on equity14.8%-2.2pp
Debt / equity0.0×

Where this comes from

Calculated from Commerce Bancshares’s reported figures.

Based on trailing twelve months.

The official record: Commerce Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Commerce Bancshares's free cash flow margin?
Commerce Bancshares (CBSH) reported free cash flow margin of 63.2% in Q1 2026.
What is the long-term trend for Commerce Bancshares's free cash flow margin?
Over 4 years (2020 to 2025), Commerce Bancshares's free cash flow margin has grown at a -6.7% compound annual growth rate (CAGR), from 44.2% to 33.6%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.