Business Segments · Net Interest Income

Commercial Bank — Net Interest Income

M&T Bank Commercial Bank — Net Interest Income decreased by 3.3% to $535.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.1%, from $529.00M to $535.00M. Over 4 years (FY 2021 to FY 2025), Commercial Bank — Net Interest Income shows an upward trend with a 26.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026

How to read this metric

Higher values suggest effective asset-liability management and strong loan demand.

Detailed definition

This is the difference between the interest income generated by commercial loan portfolios and the interest expense paid...

Peer comparison

A standard core metric for all commercial banks, comparable across the entire banking sector.

Metric ID: mtb_segment_commercial_bank_net_interest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$213.57M$213.57M$213.57M$334.64M$334.64M$334.64M$334.64M$602.25M$602.25M$602.25M$602.25M$548.00M$553.00M$551.00M$560.00M$529.00M$531.00M$539.00M$553.00M$535.00M
QoQ Change+0.0%+0.0%+56.7%+0.0%+0.0%+0.0%+80.0%+0.0%+0.0%+0.0%-9.0%+0.9%-0.4%+1.6%-5.5%+0.4%+1.5%+2.6%-3.3%
YoY Change+56.7%+56.7%+56.7%+80.0%+80.0%+80.0%+80.0%-9.0%-8.2%-8.5%-7.0%-3.5%-4.0%-2.2%-1.3%+1.1%
Range$213.57M$602.25M
CAGR+21.3%
Avg YoY Growth+28.0%
Median YoY Growth-0.1%

Frequently Asked Questions

What is M&T Bank's commercial bank — net interest income?
M&T Bank (MTB) reported commercial bank — net interest income of $535.00M in Q1 2026.
How has M&T Bank's commercial bank — net interest income changed year-over-year?
M&T Bank's commercial bank — net interest income increased by 1.1% year-over-year, from $529.00M to $535.00M.
What is the long-term trend for M&T Bank's commercial bank — net interest income?
Over 4 years (2021 to 2025), M&T Bank's commercial bank — net interest income has grown at a 26.0% compound annual growth rate (CAGR), from $854.26M to $2.15B.
What does commercial bank — net interest income mean?
The profit earned from the spread between interest collected on loans and interest paid on deposits.