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Bank of America BAC Consumer Banking — Net Interest Income

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Other financials

Income statement

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Revenue$31.6B+19.3%
Net income$9.1B+27.5%
EPS (diluted)$1.21+36.0%

Balance sheet

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Cash & equivalents$229.75B-13.6%
Total debt$339.86B+5.4%
Total equity$301.09B+0.5%
Total assets$3.50T+1.7%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$432.24B+23.7%
Enterprise value$542.35B+33.7%
P/E12.8×+0.3×
P/S3.6×+0.4×

Profitability

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Net margin27.8%+2.3pp

Returns & leverage

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Return on equity11.2%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept bac:InterestIncomeExpenseNetFullTaxEquivalentBasis.

The official record: Bank of America’s 8-K, filed July 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's consumer banking — net interest income?
Bank of America (BAC) reported consumer banking — net interest income of $9.21B in Q2 2026.
How has Bank of America's consumer banking — net interest income changed year-over-year?
Bank of America's consumer banking — net interest income increased by 5.5% year-over-year, from $8.73B to $9.21B.
What is the long-term trend for Bank of America's consumer banking — net interest income?
Over 4 years (2021 to 2025), Bank of America's consumer banking — net interest income has grown at a 9.1% compound annual growth rate (CAGR), from $24.93B to $35.31B.
What does consumer banking — net interest income mean?
The difference between the interest income generated from interest-earning assets, such as loans and mortgages, and the interest expense paid on interest-bearing liabilities, such as deposits. This is a primary driver of profitability for the consumer banking segment, reflecting the spread earned on core banking activities.