Discontinued — last reported Q1 '26
Consumer Banking — Interest Income Expense Net
Citizens Financial Group Consumer Banking — Interest Income Expense Net increased by 0.8% to $1.31B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.7%, from $1.19B to $1.31B. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Interest Income Expense Net shows an upward trend with a 8.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates a stronger net interest margin or growth in interest-earning assets within the retail segment.
Detailed definition
The difference between the interest earned on consumer loans and assets and the interest paid on retail deposits and lia...
Peer comparison
A primary metric for comparing retail banking profitability across the industry.
cfg_segment_consumer_banking_interest_income_expense_netHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $897.00M | $919.00M | $883.00M | $857.00M | $995.00M | $1.09B | $1.11B | $1.10B | $1.10B | $1.07B | $920.00M | $1.09B | $1.12B | $1.16B | $1.20B | $1.19B | $1.22B | $1.26B | $1.30B | $1.31B |
| QoQ Change | — | +2.5% | -3.9% | -2.9% | +16.1% | +9.0% | +1.9% | -0.9% | +0.7% | -3.4% | -13.8% | +18.8% | +2.5% | +3.2% | +3.5% | -0.3% | +2.1% | +3.6% | +2.9% | +0.8% |
| YoY Change | — | — | — | — | +10.9% | +18.1% | +25.3% | +27.9% | +11.0% | -1.7% | -16.8% | -0.3% | +1.4% | +8.3% | +30.0% | +9.1% | +8.8% | +9.2% | +8.6% | +9.7% |
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Frequently Asked Questions
- What is Citizens Financial Group's consumer banking — interest income expense net?
- Citizens Financial Group (CFG) reported consumer banking — interest income expense net of $1.31B in Q1 2026.
- How has Citizens Financial Group's consumer banking — interest income expense net changed year-over-year?
- Citizens Financial Group's consumer banking — interest income expense net increased by 9.7% year-over-year, from $1.19B to $1.31B.
- What is the long-term trend for Citizens Financial Group's consumer banking — interest income expense net?
- Over 4 years (2021 to 2025), Citizens Financial Group's consumer banking — interest income expense net has grown at a 8.7% compound annual growth rate (CAGR), from $3.56B to $4.97B.
- What does consumer banking — interest income expense net mean?
- The net profit earned from the difference between interest collected on loans and interest paid on deposits.