Skip to content
OpenCapital
Get started
Income StatementBalance SheetCash FlowSegments
Citizens Financial Group logo

Citizens Financial Group Business Segments

Business, geographic, and product segment breakdowns

Citizens Financial Group generates $8.5B in annual revenue across 3 key segments: Commercial Banking ($719.0M), Consumer Banking ($1.6B), and Other (-). Based on the Q1 2026 filing.

Commercial Banking$719.0MConsumer Banking$1.6BOther (TTM)-
Latest FilingQ1 2026
Report Date2026-05-04
Market Cap$28.6B
P/E Ratio14.49
ROE7.74%

Products & Services

Revenue from contracts with customers

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Capital markets fees$115M$95M$95M$158M$137M$120M
Service charges and fees$107M$108M$111M$111M$112M$111M
Wealth fees$75M$81M$88M$93M$98M$100M
Card fees$96M$80M$87M$85M$83M$80M
Other banking fees$4M$3M$2M$5M$3M$4M

Trailing commission income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Wealth fees$5M$4M$4M$4M$4M$4M

Business Segments

D&A

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$37M$31M$32M$30M$30M$31M
Commercial Banking$5M$5M$5M$5M$5M$4M

Direct expenses

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$881M$669M$679M$692M$701M$724M
Commercial Banking$216M$218M$219M$223M$251M$228M

Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking—$450M$503M$513M—$509M
Commercial Banking—$252M$270M$323M—$321M

Income Tax

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking—$114M$127M$130M—$131M
Commercial Banking—$56M$64M$75M—$78M

Indirect expenses

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$62M$285M$284M$287M$283M$304M
Commercial Banking$97M$109M$98M$110M$106M$106M

Net Income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking—$336M$376M$383M—$378M
Commercial Banking—$196M$206M$248M—$243M

Net Interest Income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking—$1.2B$1.2B$1.3B—$1.3B
Commercial Banking—$441M$439M$448M—$456M

Noninterest Expense

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$943M$954M$963M$979M$984M$1B
Commercial Banking$313M$327M$317M$333M$357M$334M

Noninterest income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$311M$297M$329M$311M$315M$299M
Commercial Banking$232M$215M$232M$286M$262M$263M
Other$34.3M$36.8M$36.8M$36.8M$36.8M—

Profit (Loss) Before Provision for Credit Losses

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking—$536M$584M$594M—$580M
Commercial Banking—$329M$354M$401M—$385M

Provision (benefit) for credit losses

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$82M$86M$81M$81M$80M$71M
Commercial Banking$91M$77M$84M$78M$70M$64M

Revenue from contracts with customers

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking—$1.5B$1.5B$1.6B—$1.6B
Commercial Banking—$656M$671M$734M—$719M
Other$6.3M$0$0$0$0—

Total average assets

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$554M$77.5B$78.8B$80.7B$885M$83.9B
Commercial Banking—$65.4B$66.3B$66.1B$206M$67.7B

Total revenue from other sources

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Commercial Banking—$71M$88M$79M—$94M
Consumer Banking—$74M$90M$66M—$57M
Other$28M$36.8M$36.8M$36.8M$36.8M—