What is M&T Bank's retail banking — interest income expense net?

M&T Bank (MTB) reported retail banking — interest income expense net of $950.00M in Q1 2026.

How has M&T Bank's retail banking — interest income expense net changed year-over-year?

M&T Bank's retail banking — interest income expense net decreased by 2.3% year-over-year, from $972.00M to $950.00M.

What does retail banking — interest income expense net mean?

The net profit generated from the difference between interest earned on assets and interest paid on liabilities in the retail segment.

Discontinued — last reported Q1 '26

Business Segments · Interest Income Expense Net

Retail Banking — Interest Income Expense Net

M&T Bank Retail Banking — Interest Income Expense Net decreased by 4.9% to $950.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.3%, from $972.00M to $950.00M. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment

CategoryProfitability

SignalHigher is better

VolatilityModerate

First reportedQ1 2014

Last reportedQ1 2026

Rolls up toNet Interest Income

How to read this metric

An increase indicates improved net interest margins or asset growth, while a decrease suggests compressed margins or rising funding costs.

Detailed definition

This metric represents the difference between the interest earned on loans and other interest-earning assets and the int...

Peer comparison

Equivalent to Net Interest Income (NII) at the segment level, a standard metric for all banking institutions.

Metric ID: mtb_segment_retail_banking_interest_income_expense_net

Historical Data

7 periods

	Q1 '24	Q2 '24	Q3 '24	Q1 '25	Q2 '25	Q3 '25	Q1 '26
Value	$1.07B	$1.09B	$1.09B	$972.00M	$988.00M	$999.00M	$950.00M
QoQ Change	—	+1.8%	-0.3%	-10.6%	+1.6%	+1.1%	-4.9%
YoY Change	—	—	—	-9.2%	-9.4%	-8.1%	-2.3%

Range$950.00M – $1.09B

CAGR-7.7%

Avg YoY Growth-7.2%

Median YoY Growth-8.7%

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Frequently Asked Questions

What is M&T Bank's retail banking — interest income expense net?: M&T Bank (MTB) reported retail banking — interest income expense net of $950.00M in Q1 2026.
How has M&T Bank's retail banking — interest income expense net changed year-over-year?: M&T Bank's retail banking — interest income expense net decreased by 2.3% year-over-year, from $972.00M to $950.00M.
What does retail banking — interest income expense net mean?: The net profit generated from the difference between interest earned on assets and interest paid on liabilities in the retail segment.