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Huntington Bancshares

HBANNASDAQStock Fundamentals

Huntington Bancshares is a regional bank holding company that provides a comprehensive suite of commercial and consumer banking services. The company operates through a relationship-focused model, delivering financial solutions including industrial and commercial lending, equipment finance, and diverse consumer products. Its core value proposition centers on a disciplined 'moderate-to-low' risk appetite and deep expertise in specialized industry verticals.

Market Cap$32.1B
Revenue TTM$8.8B
Net Income TTM$2.2B
P/E Ratio14.56
Net Margin25.03%
EPS TTM$1.30
Free Cash Flow TTM$2.2B
Employees11.1K
CEOStephen D. Steinour
CountryUnited States of America
Financial Services
Banks - Regional
SegmentsBanking, Regional Banks, Commercial Lending, Consumer Finance
Business ModelsInterest-based lending, Asset management, Transaction fees, Service-based fees
Most Recent EarningsApr 23, 2026 · 1 month 2 days agoQ1 2026
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Next EarningsJul 23, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

ROE8.33%
D/E77.9%
Total Debt$25.3B
Cash$19.2B
CapEx TTM$337.0M

Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Commercial Banking

primary

Provides lending, equipment financing, and specialized financial services to businesses, developers, and institutional sponsors. This segment focuses on relationship-based lending across various industry specialties and geographic markets.

Products

Commercial and Industrial (C&I) Loans, Commercial Real Estate (CRE) Loans, Lease Financing, Asset-Based Lending, Equipment Finance, Distribution Finance

Customers

Small businesses, Middle-market companies, Large corporations, Real Estate Developers, REITs, Government entities

Consumer Banking

major

Offers a broad range of financial products and services to individual consumers, primarily through a centralized underwriting and decisioning environment. The segment emphasizes high-quality credit standards and local community engagement.

Products

Residential Mortgages, Automobile Loans, Home Equity Loans, Home Equity Lines of Credit (HELOC), RV and Marine Finance, Credit Cards, Personal Unsecured Loans

Customers

Individual consumers, Retail customers, Automotive dealerships (indirect lending)

Segment Financials

Commercial Banking — Direct personnel costs

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Commercial Banking — Deposits

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Commercial Banking — Noninterest income within the scope of other GAAP topics

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Consumer & Regional Banking — Direct personnel costs

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Consumer & Regional Banking — Total Assets

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Consumer & Regional Banking — Deposits

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Business Overview

Competitive Position

A leading regional bank with a significant presence in the Midwest and expanding footprints in Texas and other high-growth markets through strategic acquisitions.

Geographies

United States, Midwest, Texas

Customer Segments

Retail, SME, Enterprise, Institutional

Upstream Dependencies

Depositors, Wholesale funding markets, Federal Reserve Bank, Federal Home Loan Bank (FHLB), Technology and data service providers

Downstream Customers

Individual borrowers, Commercial enterprises, Real estate developers, Automotive and marine dealers, Municipalities

Competitors & Partners

Partners

F

Federal Home Loan Bank

Provider of secured borrowing capacity and wholesale funding

F

Federal Reserve Bank

Provider of contingent borrowing capacity and liquidity

Subsidiaries

T

The Huntington National Bank

Primary banking subsidiary through which most operations are conducted

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Huntington Bancshares FAQ

Common questions about Huntington Bancshares

Huntington Bancshares is a regional bank holding company that provides a comprehensive suite of commercial and consumer banking services. The company operates through a relationship-focused model, delivering financial solutions including industrial and commercial lending, equipment finance, and diverse consumer products. Its core value proposition centers on a disciplined 'moderate-to-low' risk appetite and deep expertise in specialized industry verticals.

Huntington Bancshares (HBAN) has a market capitalization of $32.1B and trades on NASDAQ.

Huntington Bancshares generated $8.8B in trailing twelve-month revenue with net income of $2.2B, representing a net margin of 25.0%, with free cash flow of $2.2B. These figures are based on the Q1 2026 filing.

Huntington Bancshares's key competitors include Fifth Third Bancorp, KeyCorp, PNC Financial Services Group, and others. These companies compete in similar markets and product categories.

Huntington Bancshares has approximately 11,098 employees.