What is First Citizens BancShares's market cap?

First Citizens BancShares (FCNCA) has a market capitalization of $24.4B and trades on NASDAQ.

What is First Citizens BancShares's revenue and profitability?

First Citizens BancShares generated $9.6B in trailing twelve-month revenue with net income of $2.4B, representing a net margin of 24.5%, with free cash flow of $2.5B. The latest reported period is Q2 2026.

Who are First Citizens BancShares's competitors?

First Citizens BancShares's key competitors include Bank of America, Truist Bank, Wells Fargo, and others. These companies compete in similar markets and product categories.

Who does First Citizens BancShares partner with?

First Citizens BancShares's notable partners include FDIC.

What subsidiaries does First Citizens BancShares have?

First Citizens BancShares's subsidiaries include First-Citizens Bank & Trust Company, Silicon Valley Bank, First Citizens Investor Services, Inc., and others.

Where is First Citizens BancShares headquartered?

First Citizens BancShares is headquartered in United States of America and employs approximately 16,021 people. It has been publicly traded since 1986.

First Citizens BancShares (FCNCA) Stock Fundamentals

Market cap

$24.4B+0.3%

Revenue$9.6B+0.9%

Net income$2.4B-1.8%

Free cash flow$2.5B-5.7%

EPS (diluted)$186.77+10.3%

Trailing twelve months · change vs. prior year

Earnings

Q2 2026 report

July 23, 2026

Revenue$2.4BBeat by $267.8M EPS$0.57Beat by $0.16

Read the full report

Next report

Oct 22, 2026 (in a month)

Revenue estimate$2.2B

EPS estimate$45.82

Financials

Q2 2026

Income statement

See full

Revenue$2.4B+2.5%

Net income$672.0M+16.9%

EPS (diluted)$55.52+31.1%

Balance sheet

See full

Cash & equivalents$1.5B+70.9%

Total debt$32.7B-16.1%

Total equity$21.9B-1.8%

Total assets$236.84B+3.1%

Cash flow

See full

Operating cash flow$1.0B+21.4%

CapEx$102.0M-19.0%

Free cash flow$941.0M+28.4%

Valuation & ratios

Valuation

See full

Market cap$24.4B+0.3%

Enterprise value$55.61B-10.6%

P/E10.4×+0.3×

P/S2.5×0.0×

Profitability

See full

Net margin24.5%-0.7pp

FCF margin25.6%-1.8pp

Returns & leverage

See full

Return on equity10.7%-0.1pp

Debt / equity1.5×-0.3×

Segments

By product

See full

Deposit fees and service charges$74.0M+25.4%

Lending-related fees$73.0M+5.8%

Wealth management services$62.0M+12.7%

Client investment fees$59.0M+13.5%

Cardholder services, net$38.0M-7.3%

By segment

See full

Commercial Bank$1.1B+5.4%

General Bank$1.0B+1.8%

Rail$174.0M+3.6%

Competitors

By market cap

JPMorgan Chase$936.98B+10.2%

Bank of America$416.21B+10.9%

Wells Fargo & Company$271.31B+4.1%

Bank of Montreal$120.74B+29.8%

Truist Financial$61.6B+7.3%

Citizens Financial Group$29.6B+34.1%

First Citizens BancShares$24.4B+1.2%

First Financial Bankshares$4.8B-3.2%

By revenue growth

JPMorgan Chase+13.5%

First Financial Bankshares+12.4%

Citizens Financial Group+11.0%

Bank of America+10.7%

Wells Fargo & Company+6.2%

Truist Financial+4.1%

First Citizens BancShares+0.9%

By net margin

First Financial Bankshares40.42%-1.1pp

JPMorgan Chase32.63%+0.4pp

Truist Financial28.01%+2.0pp

Bank of America27.79%+2.3pp

Wells Fargo & Company26.05%+0.9pp

First Citizens BancShares24.48%-0.7pp

Citizens Financial Group24.36%+4.1pp

Profile

First Citizens BancShares Inc is a financial holding company that provides a comprehensive range of retail and commercial banking services through its primary subsidiary, First-Citizens Bank & Trust Company. The company delivers deposit products, lending, and wealth management solutions to individuals, small to middle-market businesses, and specialized innovation sectors like technology and life sciences. Additionally, it operates a nationwide digital bank and maintains a unique railcar leasing business that serves railroads and shippers across North America.

Competitive position

A leading regional bank with a significant presence in the Southeast and Western U.S., bolstered by the strategic acquisition of Silicon Valley Bank assets.

GeographiesUnited States

Customer segmentsRetail, SME, Enterprise, Institutional

Business modelInterest Income, Fee-based services, Operating Lease

SuppliersDepositors, Wholesale funding markets, Federal Reserve, Railcar manufacturers

CustomersRetail consumers, Small businesses, Middle-market corporations, Innovation-sector startups, Railroad operators

CountryUnited States of America

Listed1986

Employees16.0K

CEOFrank Brown Holding Jr.

SectorFinancial Services

IndustryBanks - Regional

Websitefirstcitizens.com

FilingsSEC EDGAR

FAQ

What is First Citizens BancShares's market cap?: First Citizens BancShares (FCNCA) has a market capitalization of $24.4B and trades on NASDAQ.
What is First Citizens BancShares's revenue and profitability?: First Citizens BancShares generated $9.6B in trailing twelve-month revenue with net income of $2.4B, representing a net margin of 24.5%, with free cash flow of $2.5B. The latest reported period is Q2 2026.
Who are First Citizens BancShares's competitors?: First Citizens BancShares's key competitors include Bank of America, Truist Bank, Wells Fargo, and others. These companies compete in similar markets and product categories.
Who does First Citizens BancShares partner with?: First Citizens BancShares's notable partners include FDIC.
What subsidiaries does First Citizens BancShares have?: First Citizens BancShares's subsidiaries include First-Citizens Bank & Trust Company, Silicon Valley Bank, First Citizens Investor Services, Inc., and others.
Where is First Citizens BancShares headquartered?: First Citizens BancShares is headquartered in United States of America and employs approximately 16,021 people. It has been publicly traded since 1986.

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