What is First Citizens BancShares's market cap?

First Citizens BancShares (FCNCA) has a market capitalization of $23.7B and trades on NASDAQ.

What is First Citizens BancShares's revenue and profitability?

First Citizens BancShares generated $9.6B in trailing twelve-month revenue with net income of $2.3B, representing a net margin of 23.6%, with free cash flow of $2.2B. These figures are based on the Q1 2026 filing.

Who are First Citizens BancShares's competitors?

First Citizens BancShares's key competitors include Bank of America, Truist Bank, Wells Fargo, and others. These companies compete in similar markets and product categories.

Who does First Citizens BancShares partner with?

First Citizens BancShares's notable partners include FDIC.

What subsidiaries does First Citizens BancShares have?

First Citizens BancShares's subsidiaries include First-Citizens Bank & Trust Company, Silicon Valley Bank, First Citizens Investor Services, Inc., and others.

Where is First Citizens BancShares headquartered?

First Citizens BancShares is headquartered in United States of America and employs approximately 16,021 people. It has been publicly traded since 1986.

First Citizens BancShares

FCNCA

Market cap

$23.69B-14.6%

Revenue$9.6B-0.6%

Net income$2.3B-10.8%

Free cash flow$2.2B+2.8%

EPS (diluted)$173.61-0.6%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 23, 2026

Revenue$2.2BBeat by $70.3M EPS$44.86Beat by $5.84

Read the full report

Next report

Jul 23, 2026 (In 1 week)

Revenue estimate$2.2B

EPS estimate$40.64

Financials

Q1 2026

Income statement

See full

Revenue$2.3B+0.7%

Net income$534.0M+10.6%

EPS (diluted)$42.63+23.7%

Balance sheet

See full

Cash & equivalents$1.1B+33.0%

Total debt$34.5B-12.0%

Total equity$22.0B-1.1%

Total assets$235.96B+3.1%

Cash flow

See full

Operating cash flow$172.0M+75.5%

CapEx$141.0M+36.9%

Free cash flow$31.0M+720%

Valuation & ratios

Valuation

See full

Market cap$23.69B-14.6%

Enterprise value$57.13B-13.3%

P/E10.5×-1.1×

P/S2.5×-0.4×

Profitability

See full

Net margin23.6%-2.7pp

FCF margin23.5%+0.8pp

Returns & leverage

See full

Return on equity10.2%-1.3pp

Debt / equity1.6×-0.2×

Segments

By product

See full

Deposit fees and service charges$70.0M+20.7%

Lending-related fees$69.0M+4.5%

Wealth management services$59.0M+5.4%

Client investment fees$53.0M0.0%

Cardholder services, net$38.0M-7.3%

By segment

See full

Commercial Bank$1.1B+4.2%

General Bank$985.0M+3.5%

Rail$177.0M+7.9%

Competitors

By market cap

JPMorgan Chase$885.90B+7.7%

Bank of America$413.73B+12.3%

Wells Fargo & Company$261.83B-3.8%

Bank of Montreal$122.23B+49.5%

Truist Financial$61.9B+3.8%

Citizens Financial Group$29.0B+40.1%

First Citizens BancShares$23.7B-14.6%

First Financial Bankshares$4.9B-9.9%

By revenue growth

Truist Financial+54.0%

First Financial Bankshares+13.9%

Citizens Financial Group+8.9%

Bank of America+7.1%

Wells Fargo & Company+4.2%

JPMorgan Chase+3.3%

First Citizens BancShares-0.6%

By net margin

First Financial Bankshares40.61%0.0pp

JPMorgan Chase31.5%-1.5pp

Bank of America27.32%+1.8pp

Truist Financial26.87%-9.8pp

Wells Fargo & Company25.53%+1.0pp

First Citizens BancShares23.62%-2.7pp

Citizens Financial Group23.29%+3.4pp

Profile

First Citizens BancShares Inc is a financial holding company that provides a comprehensive range of retail and commercial banking services through its primary subsidiary, First-Citizens Bank & Trust Company. The company delivers deposit products, lending, and wealth management solutions to individuals, small to middle-market businesses, and specialized innovation sectors like technology and life sciences. Additionally, it operates a nationwide digital bank and maintains a unique railcar leasing business that serves railroads and shippers across North America.

Competitive position

A leading regional bank with a significant presence in the Southeast and Western U.S., bolstered by the strategic acquisition of Silicon Valley Bank assets.

GeographiesUnited States

Customer segmentsRetail, SME, Enterprise, Institutional

Business modelInterest Income, Fee-based services, Operating Lease

SuppliersDepositors, Wholesale funding markets, Federal Reserve, Railcar manufacturers

CustomersRetail consumers, Small businesses, Middle-market corporations, Innovation-sector startups, Railroad operators

CountryUnited States of America

Listed1986

Employees16.0K

CEOFrank Brown Holding Jr.

SectorFinancial Services

IndustryBanks - Regional

Websitefirstcitizens.com

FilingsSEC EDGAR

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Questions, answered.

What is First Citizens BancShares's market cap?: First Citizens BancShares (FCNCA) has a market capitalization of $23.7B and trades on NASDAQ.
What is First Citizens BancShares's revenue and profitability?: First Citizens BancShares generated $9.6B in trailing twelve-month revenue with net income of $2.3B, representing a net margin of 23.6%, with free cash flow of $2.2B. These figures are based on the Q1 2026 filing.
Who are First Citizens BancShares's competitors?: First Citizens BancShares's key competitors include Bank of America, Truist Bank, Wells Fargo, and others. These companies compete in similar markets and product categories.
Who does First Citizens BancShares partner with?: First Citizens BancShares's notable partners include FDIC.
What subsidiaries does First Citizens BancShares have?: First Citizens BancShares's subsidiaries include First-Citizens Bank & Trust Company, Silicon Valley Bank, First Citizens Investor Services, Inc., and others.
Where is First Citizens BancShares headquartered?: First Citizens BancShares is headquartered in United States of America and employs approximately 16,021 people. It has been publicly traded since 1986.