What is United Community Banks's market cap?

United Community Banks (UCB) has a market capitalization of $4.3B and trades on XNYS.

What is United Community Banks's revenue and profitability?

United Community Banks generated $1.1B in trailing twelve-month revenue with net income of $377.9M, representing a net margin of 34.0%. These figures are based on the Q2 2026 filing.

Who are United Community Banks's competitors?

United Community Banks's key competitors include Regions Financial Corporation, Truist Financial Corporation, First Citizens BancShares, and others. These companies compete in similar markets and product categories.

Who does United Community Banks partner with?

United Community Banks's notable partners include Fannie Mae, Freddie Mac, U.S. Small Business Administration.

What subsidiaries does United Community Banks have?

United Community Banks's subsidiaries include United Community Bank, UCMS, ANB.

Where is United Community Banks headquartered?

United Community Banks is headquartered in United States of America and employs approximately 3,010 people. It has been publicly traded since 1997.

United Community Banks

UCB

United Community Banks, Inc. is a financial holding company that provides diversified financial services through its principal subsidiary, United Community Bank.

Market cap

$4.27B+14.3%

Revenue$1.1B+13.8%

Net income$377.9M+38.3%

EPS (diluted)$3.05+38.6%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 21, 2026

Revenue$279.3MMiss by $854.7K EPS$0.71Miss by $0.10

Read the full report

Next report

Oct 21, 2026 (in 3 months)

Revenue estimate$277.2M

EPS estimate$0.75

Financials

Q2 2026

Income statement

See full

Revenue$279.3M+7.3%

Net income$115.6M+46.9%

EPS (diluted)$0.95+50.8%

Balance sheet

See full

Cash & equivalents$455.1M-20.8%

Total debt$380.6M+145%

Total equity$3.7B+3.7%

Total assets$29.1B+3.4%

Valuation & ratios

Valuation

See full

Market cap$4.27B+14.3%

Enterprise value$4.2B+24.5%

P/E11.3×-2.6×

P/S3.9×0.0×

Profitability

See full

Net margin34%+6.0pp

Returns & leverage

See full

Return on equity10.3%+2.4pp

Debt / equity0.1×+0.1×

Competitors

By market cap

Truist Financial$64.7B+12.2%

Regions Financial$26.7B+14.0%

First Citizens BancShares$25.0B-5.8%

UBS

United Bankshares$6.7B+30.7%

HOM

Home BancShares$6.3B+11.3%

United Community Banks$4.3B+12.6%

BankUnited$3.4B+19.4%

First United$294.2M+34.5%

By revenue growth

UBS

United Bankshares+14.5%

United Community Banks+13.8%

Regions Financial+4.4%

Truist Financial+4.1%

First Citizens BancShares+0.9%

By net margin

HOM

Home BancShares42.74%+1.3pp

UBS

United Bankshares40.18%+4.9pp

United Community Banks34.01%+6.0pp

Regions Financial29.3%+0.8pp

Truist Financial28.01%+2.0pp

First United26.86%-1.5pp

First Citizens BancShares24.48%-0.7pp

BankUnited24.39%-0.2pp

Profile

United Community Banks, Inc. is a financial holding company that provides diversified financial services through its principal subsidiary, United Community Bank. The company operates as a locally-focused community bank across the Southeast United States, combining personalized customer service with the specialized product expertise of a larger institution. Its core value proposition centers on a relationship-driven model supported by centralized commercial banking solutions and national lending platforms.

Competitive position

A leading Southeast regional bank recognized for high customer satisfaction and a 'Golden Rule' service culture, balancing local market leadership with national specialized lending capabilities.

GeographiesGeorgia, South Carolina, North Carolina, Tennessee, Florida, Alabama, United States

Customer segmentsRetail, Commercial, SME, Public Sector

Business modelInterest Income, Fee-based Services, Asset Management

SuppliersDepositors, Federal Reserve System, SBA/USDA Guarantee Programs, Technology Infrastructure Providers

CustomersSmall and Mid-sized Businesses, Individual Consumers, Secondary Mortgage Market Investors, Commercial Real Estate Developers

CountryUnited States of America

Listed1997

Employees3.0K

CEOHerbert Lynn Harton

SectorFinancial Services

IndustryBanks - Regional

Websiteucbi.com

FilingsSEC EDGAR

Ask your AI about United Community Banks.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is United Community Banks's market cap?: United Community Banks (UCB) has a market capitalization of $4.3B and trades on XNYS.
What is United Community Banks's revenue and profitability?: United Community Banks generated $1.1B in trailing twelve-month revenue with net income of $377.9M, representing a net margin of 34.0%. These figures are based on the Q2 2026 filing.
Who are United Community Banks's competitors?: United Community Banks's key competitors include Regions Financial Corporation, Truist Financial Corporation, First Citizens BancShares, and others. These companies compete in similar markets and product categories.
Who does United Community Banks partner with?: United Community Banks's notable partners include Fannie Mae, Freddie Mac, U.S. Small Business Administration.
What subsidiaries does United Community Banks have?: United Community Banks's subsidiaries include United Community Bank, UCMS, ANB.
Where is United Community Banks headquartered?: United Community Banks is headquartered in United States of America and employs approximately 3,010 people. It has been publicly traded since 1997.