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United Community Banks UCB Cash & Equivalents

Cash & Equivalents at other companies

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$1.52B+70.9%
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$902.11M+26.4%
BankUnited logo
BankUnitedBKU
$367.87M-54.1%
HOM
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$1.05B-4.4%
UBS
United BanksharesUBSI
$2.08B-10.1%
Community Financial System logo
Community Financial SystemCBU
$258.17M+8.8%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's cash & equivalents?
United Community Banks (UCB) reported cash & equivalents of $455.1M in Q2 2026.
How has United Community Banks's cash & equivalents changed year-over-year?
United Community Banks's cash & equivalents decreased by 20.8% year-over-year, from $574.96M to $455.1M.
What is the long-term trend for United Community Banks's cash & equivalents?
Over 5 years (2020 to 2025), United Community Banks's cash & equivalents has grown at a -24.5% compound annual growth rate (CAGR), from $1.61B to $395.75M.
What does cash & equivalents mean?
Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.

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