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Net margin at other companies

Truist Financial logo
Truist FinancialTFC
28%+2.0pp
First Citizens BancShares logo
First Citizens BancSharesFCNCA
24.5%-0.7pp
Regions Financial logo
Regions FinancialRF
29.3%+0.8pp
BankUnited logo
BankUnitedBKU
24.4%-0.2pp
HOM
Home BancSharesHOMB
42.7%+1.3pp
Associated Banc-Corp logo
Associated Banc-CorpASB
31.4%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Calculated from United Community Banks’s reported figures.

Based on trailing twelve months.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's net margin?
United Community Banks (UCB) reported net margin of 34% in Q2 2026.
How has United Community Banks's net margin changed year-over-year?
United Community Banks's net margin increased by 21.5% year-over-year, from 28% to 34%.
What is the long-term trend for United Community Banks's net margin?
Over 5 years (2020 to 2025), United Community Banks's net margin has grown at a 1.7% compound annual growth rate (CAGR), from 28.4% to 30.9%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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