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Total debt at other companies

UBS
United BanksharesUBSI
$542.31M-4.6%
BankUnited logo
BankUnitedBKU
$319.34M-55.0%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$1.43B+156%
Truist Financial logo
Truist FinancialTFC
First Citizens BancShares logo
First Citizens BancSharesFCNCA
Regions Financial logo
Regions FinancialRF

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Calculated from United Community Banks’s reported figures.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's total debt?
United Community Banks (UCB) reported total debt of $120.5M in Q1 2026.
How has United Community Banks's total debt changed year-over-year?
United Community Banks's total debt decreased by 52.6% year-over-year, from $254.29M to $120.5M.
What is the long-term trend for United Community Banks's total debt?
Over 5 years (2020 to 2025), United Community Banks's total debt has grown at a -7.5% compound annual growth rate (CAGR), from $360.05M to $243.76M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.