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United Community Banks UCB Net Interest Income

Net Interest Income at other companies

Truist Financial logo
Truist FinancialTFC
$3.62B+0.9%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$1.66B-2.3%
Regions Financial logo
Regions FinancialRF
$1.28B+1.4%
BankUnited logo
BankUnitedBKU
$255.33M+3.7%
HOM
Home BancSharesHOMB
$241.64M+9.9%
Associated Banc-Corp logo
Associated Banc-CorpASB
$370.04M+23.3%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's net interest income?
United Community Banks (UCB) reported net interest income of $240.9M in Q2 2026.
How has United Community Banks's net interest income changed year-over-year?
United Community Banks's net interest income increased by 6.8% year-over-year, from $225.53M to $240.9M.
What is the long-term trend for United Community Banks's net interest income?
Over 4 years (2021 to 2025), United Community Banks's net interest income has grown at a 13.4% compound annual growth rate (CAGR), from $549.03M to $909.11M.
What does net interest income mean?
This represents the difference between interest earned on assets, such as loans and securities, and interest paid on liabilities, such as deposits and borrowings. It is the primary driver of core banking profitability and reflects the effectiveness of the bank's net interest margin management.

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