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United Community Banks UCB Net Interest Income

Net Interest Income at other companies

Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$1.62B-2.5%
Regions Financial logo
Regions FinancialRF
$1.25B+4.5%
UBS
United BanksharesUBSI
$282.52M+8.6%
BankUnited logo
BankUnitedBKU
$248.99M+6.8%
International Bancshares logo
International BancsharesIBOC
$165.63M+2.7%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's net interest income?
United Community Banks (UCB) reported net interest income of $232.76M in Q1 2026.
How has United Community Banks's net interest income changed year-over-year?
United Community Banks's net interest income increased by 9.8% year-over-year, from $212.02M to $232.76M.
What is the long-term trend for United Community Banks's net interest income?
Over 4 years (2021 to 2025), United Community Banks's net interest income has grown at a 13.4% compound annual growth rate (CAGR), from $549.03M to $909.11M.
What does net interest income mean?
This represents the difference between interest earned on assets, such as loans and securities, and interest paid on liabilities, such as deposits and borrowings. It is the primary driver of core banking profitability and reflects the effectiveness of the bank's net interest margin management.