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Home BancShares HOMB Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
Bank of America logo
Bank of AmericaBAC
$16B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.32B+5.2%
Regions Financial logo
Regions FinancialRF
$1.28B+1.4%
UBS
United BanksharesUBSI
$285.31M+3.9%
International Bancshares logo
International BancsharesIBOC
$171.11M+2.2%

Other financials

Income statement

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Revenue$295.1M+8.9%
Net income$119.3M+0.8%
EPS (diluted)$0.59-1.7%

Balance sheet

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Cash & equivalents$1.1B-4.4%
Total debt$32.8M-26.5%
Total equity$4.5B+11.3%
Total assets$24.7B+7.9%

Cash flow

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Operating cash flow$97.4M+24.3%
CapEx$3.3M-58.6%
Free cash flow$94.1M+33.7%

Valuation

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Market cap$6.18B+13.2%
Enterprise value$5.16B+17.2%
P/E12.9×+0.3×
P/S5.5×+0.3×

Profitability

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Net margin42.7%+1.3pp
FCF margin38.3%+4.2pp

Returns & leverage

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Return on equity11.1%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Home BancShares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Home BancShares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:12 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001331520-26-000112
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Securities sold under agreements to repurchase1,0571,0121,9842,086
Subordinated debentures2,3584,1234,7138,247
Total interest expense95,19399,163182,312197,049
Net interest income241,643219,952465,547434,608
Provision for credit losses on loans5,2003,0006,7003,000
Recovery of credit losses on unfunded commitments(1,000)
Total credit loss expense5,2003,0005,7003,000
Net interest income after credit loss expense236,443216,952459,847431,608

Item 1: Financial Statements

FAQ

What is Home BancShares's net interest income?
Home BancShares (HOMB) reported net interest income of $241.64M in Q2 2026.
How has Home BancShares's net interest income changed year-over-year?
Home BancShares's net interest income increased by 9.9% year-over-year, from $219.95M to $241.64M.
What is the long-term trend for Home BancShares's net interest income?
Over 4 years (2021 to 2025), Home BancShares's net interest income has grown at a 11.7% compound annual growth rate (CAGR), from $572.97M to $892.36M.
What does net interest income mean?
This is the difference between the interest earned on loans and investments and the interest paid on deposits and other borrowings. It represents the core profitability of the bank's primary business of financial intermediation. A stable or growing net interest income is critical for sustaining long-term earnings and dividend capacity.

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