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Home BancShares

HOMB

Home BancShares, Inc. is a bank holding company that operates primarily through its wholly owned subsidiary, Centennial Bank.

Market cap
$6.23B+14.0%
Revenue$1.1B+7.1%
Net income$479.4M+10.4%
EPS (diluted)$2.43+11.5%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 14, 2026 (in 2 months)
Revenue estimate$294.5M
EPS estimate$0.63

Financials

Q2 2026

Income statement

See full
Revenue$295.1M+8.9%
Net income$119.3M+0.8%
EPS (diluted)$0.59-1.7%

Balance sheet

See full
Cash & equivalents$1.1B-4.4%
Total equity$4.5B+11.3%
Total assets$24.7B+7.9%

Valuation & ratios

Valuation

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Market cap$6.23B+14.0%
P/E13×+0.3×
P/S5.6×+0.3×

Profitability

See full
Net margin42.7%+1.3pp

Returns & leverage

See full
Return on equity11.1%+0.2pp

Segments

By product

See full
Other service charges and fees$295.1M+2,234%
Service charges on deposit accounts$295.1M+2,989%

Competitors

Profile

Home BancShares, Inc. is a bank holding company that operates primarily through its wholly owned subsidiary, Centennial Bank. The company provides a comprehensive suite of commercial and retail banking services, including lending, deposit products, and trust services, across Arkansas, Florida, Texas, Alabama, and New York. Its core value proposition centers on a community banking philosophy that empowers local management to make quick, relationship-based credit decisions while maintaining a national lending platform for specialized sectors.

Competitive position

A leading regional bank in the South-Central and Southeastern U.S. that differentiates itself through a decentralized 'local-first' decision-making model and a highly efficient operating ratio.

GeographiesUnited States, Arkansas, Florida, Texas, Alabama, New York
Customer segmentsRetail, Commercial, SME, Institutional
Business modelInterest Income, Fee-based services, Acquisition-led growth
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB), Depositors, Technology and core banking software providers
CustomersSmall and medium enterprises, Real estate investors, Residential mortgage borrowers, Marine and yacht enthusiasts, Municipal governments
Listed2006
Employees2.8K
CEOJohn W. Allison
FilingsSEC EDGAR

FAQ

What is Home BancShares's market cap?
Home BancShares (HOMB) has a market capitalization of $6.2B and trades on NYSE.
What is Home BancShares's revenue and profitability?
Home BancShares generated $1.1B in trailing twelve-month revenue with net income of $479.4M, representing a net margin of 42.7%. These figures are based on the Q2 2026 filing.
Who are Home BancShares's competitors?
Home BancShares's key competitors include Bank of America, Regions Financial, JPMorgan Chase, and others. These companies compete in similar markets and product categories.
Who does Home BancShares partner with?
Home BancShares's notable partners include Ameriprise Financial Services, LLC, LendingClub Bank, Federal Deposit Insurance Corporation.
What subsidiaries does Home BancShares have?
Home BancShares's subsidiaries include Centennial Bank, GoldStar Trust Company, Centennial Insurance Agency, Inc., and others.
Where is Home BancShares headquartered?
Home BancShares is headquartered in United States of America and employs approximately 2,819 people. It has been publicly traded since 2006.