What is International Bancshares's market cap?

International Bancshares (IBOC) has a market capitalization of $4.8B and trades on NASDAQ.

What is International Bancshares's revenue and profitability?

International Bancshares generated $852.4M in trailing twelve-month revenue with net income of $417.6M, representing a net margin of 49.0%, with free cash flow of $455.9M. These figures are based on the Q1 2026 filing.

Who are International Bancshares's competitors?

International Bancshares's key competitors include Home BancShares, Inc., Byline Bancorp, Inc. Common Stock, CUSTOMERS BANCORP INC, and others. These companies compete in similar markets and product categories.

What subsidiaries does International Bancshares have?

International Bancshares's subsidiaries include International Bank of Commerce, Laredo, International Bank of Commerce, Brownsville, International Bank of Commerce, Zapata, and others.

Where is International Bancshares headquartered?

International Bancshares is headquartered in United States of America and employs approximately 2,292 people. It has been publicly traded since 1996.

International Bancshares

IBOC

International Bancshares Corp is a multibank financial holding company that provides a comprehensive suite of commercial and retail banking services.

Market cap

$4.77B+12.0%

Revenue$852.4M+3.2%

Net income$417.6M+2.2%

Free cash flow$455.9M-1.8%

EPS (diluted)$6.70+2.0%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 7, 2026

Revenue$257.3MIn line EPS$1.64Miss by $0.04

Read the full report

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$266.4M

EPS estimate$1.61

Financials

Q1 2026

Income statement

See full

Revenue$208.5M+5.2%

Net income$102.2M+5.5%

EPS (diluted)$1.64+5.1%

Balance sheet

See full

Cash & equivalents$585.9M-0.6%

Total equity$3.3B+13.6%

Total assets$16.8B+3.4%

Cash flow

See full

Operating cash flow$120.7M-14.0%

CapEx$4.7M-36.5%

Free cash flow$116.0M-12.8%

Valuation & ratios

Valuation

See full

Market cap$4.77B+12.0%

P/E11.4×+0.9×

P/S5.6×+0.3×

Profitability

See full

Net margin49%-0.5pp

FCF margin53.5%-2.7pp

Returns & leverage

See full

Return on equity13.5%-1.7pp

Segments

By product

See full

Service Charges On Deposit Accounts$18.8M+6.2%

Other Service Charges Commissions And Fees Banking$14.3M+1.9%

Other Service Charges Commissions And Fees Nonbanking$2.0M-12.8%

Competitors

By market cap

JPMorgan Chase$946.85B+15.4%

Wells Fargo & Company$264.30B-1.2%

Cullen/Frost Bankers$10.3B+18.3%

Prosperity Bancshares$8.7B+34.9%

BOK Financial$8.6B+28.6%

HOM

Home BancShares$6.2B+8.9%

International Bancshares$4.8B+10.0%

Byline Bancorp, Inc.$1.8B+39.9%

By revenue growth

JPMorgan Chase+13.5%

Prosperity Bancshares+13.3%

BOK Financial+9.8%

Cullen/Frost Bankers+8.0%

HOM

Home BancShares+7.1%

Wells Fargo & Company+6.2%

International Bancshares+3.2%

By net margin

International Bancshares48.99%-0.5pp

HOM

Home BancShares42.74%+1.3pp

Prosperity Bancshares40.42%-2.2pp

JPMorgan Chase32.63%+0.4pp

Cullen/Frost Bankers29.46%+1.0pp

BOK Financial28.52%+2.7pp

Wells Fargo & Company26.05%+0.9pp

Profile

International Bancshares Corp is a multibank financial holding company that provides a comprehensive suite of commercial and retail banking services. The company operates through a network of subsidiary banks across Texas and Oklahoma, emphasizing a community-oriented service model supported by local advisory boards. Its core value proposition centers on relationship-based banking and diversified financial solutions for regional markets.

Competitive position

A prominent regional bank holding company in the South-Central United States with a strong localized presence in Texas and Oklahoma.

GeographiesTexas, Oklahoma, United States

Customer segmentsRetail Consumers, Commercial Enterprises, Small Businesses

Business modelInterest Income, Fee-based Services, B2B, B2C

SuppliersFederal Reserve System, FDIC, Financial Technology Providers, Capital Markets

CustomersIndividual Depositors, Commercial Borrowers, Small Business Owners, Institutional Investors

CountryUnited States of America

Listed1996

Employees2.3K

CEODennis E. Nixon

SectorFinancial Services

IndustryBanks - Regional

Websiteibc.com

FilingsSEC EDGAR

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Questions, answered.

What is International Bancshares's market cap?: International Bancshares (IBOC) has a market capitalization of $4.8B and trades on NASDAQ.
What is International Bancshares's revenue and profitability?: International Bancshares generated $852.4M in trailing twelve-month revenue with net income of $417.6M, representing a net margin of 49.0%, with free cash flow of $455.9M. These figures are based on the Q1 2026 filing.
Who are International Bancshares's competitors?: International Bancshares's key competitors include Home BancShares, Inc., Byline Bancorp, Inc. Common Stock, CUSTOMERS BANCORP INC, and others. These companies compete in similar markets and product categories.
What subsidiaries does International Bancshares have?: International Bancshares's subsidiaries include International Bank of Commerce, Laredo, International Bank of Commerce, Brownsville, International Bank of Commerce, Zapata, and others.
Where is International Bancshares headquartered?: International Bancshares is headquartered in United States of America and employs approximately 2,292 people. It has been publicly traded since 1996.