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International Bancshares IBOC Free cash flow margin

Free cash flow margin at other companies

HOM
Home BancSharesHOMB
38.3%+4.2pp
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
3.5%
BOK Financial logo
BOK FinancialBOKF
64.7%+51.6pp
Prosperity Bancshares logo
Prosperity BancsharesPB
42.4%
Customers Bancorp logo
Customers BancorpCUBI
39.8%-20.6pp
Shore Bancshares logo
Shore BancsharesSHBI
28.9%

Other financials

Income statement

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Revenue$214.8M+3.2%
Net income$95.8M-4.3%
EPS (diluted)$1.54-4.3%

Balance sheet

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Cash & equivalents$451.2M-38.4%
Total equity$3.4B+11.7%
Total assets$17.0B+3.4%

Cash flow

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Operating cash flow$94.2M-1.3%
CapEx$5.7M+46.7%
Free cash flow$88.6M-3.4%

Valuation

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Market cap$4.67B+8.4%
P/E11.3×+0.8×
P/S5.4×+0.2×

Profitability

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Net margin48.1%-1.7pp

Returns & leverage

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Return on equity12.9%-1.8pp
Debt / equity

Where this comes from

Calculated from International Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: International Bancshares’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091933

FAQ

What is International Bancshares's free cash flow margin?
International Bancshares (IBOC) reported free cash flow margin of 52.7% in Q2 2026.
How has International Bancshares's free cash flow margin changed year-over-year?
International Bancshares's free cash flow margin decreased by 3.4% year-over-year, from 54.5% to 52.7%.
What is the long-term trend for International Bancshares's free cash flow margin?
Over 5 years (2020 to 2025), International Bancshares's free cash flow margin has grown at a 0.3% compound annual growth rate (CAGR), from 55.4% to 56.2%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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