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BOK Financial BOKF Free cash flow margin

Free cash flow margin at other companies

Simmons First National logo
Simmons First NationalSFNC
284.5%+241pp
UMB Financial logo
UMB FinancialUMBF
35.7%
International Bancshares logo
International BancsharesIBOC
52.7%-1.8pp
BancFirst Corporation logo
BancFirst CorporationBANF
33.5%-2.7pp
Prosperity Bancshares logo
Prosperity BancsharesPB
42.4%
Equity Bancshares logo
Equity BancsharesEQBK
36.1%+3.1pp

Other financials

Income statement

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Revenue$589.4M+10.1%
Net income$176.5M+26.1%
EPS (diluted)$2.92+33.3%

Balance sheet

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Cash & equivalents$975.8M-28.2%
Total debt$228.1M-8.3%
Total equity$6.1B+3.3%
Total assets$53.2B+4.3%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$8.78B+36.6%
P/E13.5×+1.5×
P/S3.9×+0.8×

Profitability

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Net margin28.5%+2.7pp

Returns & leverage

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Return on equity10.9%+1.2pp
Debt / equity0.0×

Where this comes from

Calculated from BOK Financial’s reported figures.

Based on trailing twelve months.

The source filing: BOK Financial’s 10-Q, filed October 29, 2025. Open the filing →

Filed
Oct 29, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0000875357-25-000057

FAQ

What is BOK Financial's free cash flow margin?
BOK Financial (BOKF) reported free cash flow margin of 64.7% in Q3 2025.
How has BOK Financial's free cash flow margin changed year-over-year?
BOK Financial's free cash flow margin increased by 393.3% year-over-year, from 13.1% to 64.7%.
What is the long-term trend for BOK Financial's free cash flow margin?
Over 3 years (2020 to 2024), BOK Financial's free cash flow margin has grown at a 29.0% compound annual growth rate (CAGR), from -28.6% to 61.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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