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BOK Financial BOKF Free cash flow margin

Free cash flow margin at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
63.2%
UMB Financial logo
UMB FinancialUMBF
34.7%
Valley National Bank logo
Valley National BankVLY
26.5%
SouthState logo
SouthStateSSB
24.1%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
42.7%+13.6pp
Webster Financial Corporation logo
Webster Financial CorporationWBS
41%-5.3pp

Other financials

Income statement

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Revenue$553.8M+10.3%
Net income$155.8M+30.0%
EPS (diluted)$2.58+38.7%

Balance sheet

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Cash & equivalents$1.4B-0.3%
Total debt$228.1M-8.3%
Total equity$6.0B+3.5%
Total assets$53.8B+6.5%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$7.92B+16.2%
P/E12.9×+0.7×
P/S3.6×+0.3×

Profitability

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Net margin27.6%+0.9pp

Returns & leverage

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Return on equity10.5%+0.2pp
Debt / equity0.0×

Where this comes from

Calculated from BOK Financial’s reported figures.

Based on trailing twelve months.

The official record: BOK Financial’s 10-Q, filed October 29, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is BOK Financial's free cash flow margin?
BOK Financial (BOKF) reported free cash flow margin of 64.7% in Q3 2025.
How has BOK Financial's free cash flow margin changed year-over-year?
BOK Financial's free cash flow margin increased by 393.3% year-over-year, from 13.1% to 64.7%.
What is the long-term trend for BOK Financial's free cash flow margin?
Over 3 years (2020 to 2024), BOK Financial's free cash flow margin has grown at a 29.0% compound annual growth rate (CAGR), from -28.6% to 61.4%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.