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Customers Bancorp CUBI Free cash flow margin

Free cash flow margin at other companies

Goldman Sachs Group logo
Goldman Sachs GroupGS
-108.3%
HOM
Home BancSharesHOMB
37%-0.5pp
First Financial Bancorp logo
First Financial BancorpFFBC
82.4%+50.5pp
International Bancshares logo
International BancsharesIBOC
53.5%-2.7pp
Ameris Bancorp logo
Ameris BancorpABCB
40.8%+20.2pp
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
149.6%+114pp

Other financials

Income statement

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Revenue$225.7M+57.9%
Net income$69.7M+439%
EPS (diluted)$1.97+579%

Balance sheet

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Cash & equivalents$4.8B+39.9%
Total debt$1.7B+31.6%
Total equity$2.1B+15.0%
Total assets$25.9B+15.4%

Cash flow

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Operating cash flow$35.1M-62.7%
CapEx$49.0K-92.9%
Free cash flow$35.0M-62.5%

Valuation

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Market cap$2.63B+50.3%
Enterprise value-$494.97M-29.9%
P/E9.4×-2.7×
P/S2.9×+0.3×

Profitability

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Net margin31.2%+9.8pp

Returns & leverage

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Return on equity14%+5.9pp
Debt / equity0.8×+0.1×

Where this comes from

Calculated from Customers Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's free cash flow margin?
Customers Bancorp (CUBI) reported free cash flow margin of 46.9% in Q1 2026.
How has Customers Bancorp's free cash flow margin changed year-over-year?
Customers Bancorp's free cash flow margin increased by 23.8% year-over-year, from 37.9% to 46.9%.
What is the long-term trend for Customers Bancorp's free cash flow margin?
Over 4 years (2020 to 2025), Customers Bancorp's free cash flow margin has grown at a 21.0% compound annual growth rate (CAGR), from 27.5% to 58.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.