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Ameris Bancorp ABCB Free cash flow margin

Free cash flow margin at other companies

UBS
United BanksharesUBSI
41.2%+1.0pp
Valley National Bank logo
Valley National BankVLY
26.5%
HOM
Home BancSharesHOMB
37%-0.5pp
Associated Banc-Corp logo
Associated Banc-CorpASB
40.4%-4.9pp
F.N.B. Corporation logo
F.N.B. CorporationFNB
25.8%+2.3pp
Prosperity Bancshares logo
Prosperity BancsharesPB
40%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Calculated from Ameris Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's free cash flow margin?
Ameris Bancorp (ABCB) reported free cash flow margin of 40.8% in Q1 2026.
How has Ameris Bancorp's free cash flow margin changed year-over-year?
Ameris Bancorp's free cash flow margin increased by 97.8% year-over-year, from 20.6% to 40.8%.
What is the long-term trend for Ameris Bancorp's free cash flow margin?
Over 4 years (2020 to 2025), Ameris Bancorp's free cash flow margin has grown at a -19.2% compound annual growth rate (CAGR), from 72% to 30.6%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.