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Net Income at other companies

Truist Financial logo
Truist FinancialTFC
$1.55B+25.2%
Colony Bankcorp logo
Colony BankcorpCBAN
$10.86M+36.1%
Regions Financial logo
Regions FinancialRF
$570M+1.2%
Amerant Bancorp logo
Amerant BancorpAMTB
$17.87M+49.5%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$161.01M+714%
International Bancshares logo
International BancsharesIBOC
$95.81M-4.3%

Segments

By segment

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Banking Division$24.87M-69.9%
Retail Mortgage$12.86M-17.4%
Warehouse Lending$6.89M+11.3%
Premium  Finance  Division$6.84M+24.1%

Other financials

Income statement

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Revenue$326.0M+8.4%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.97B+29.6%
P/E15.9×+4.1×
P/S4.7×+0.8×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total noninterest expense242,714155,260399,794306,294
Income before income tax expense66,049142,692206,774255,628
Income tax expense14,60332,85844,83657,859
Net income51,446109,834161,938197,769
Other comprehensive income (loss)
Net unrealized holding gains (losses) arising during period on debt securities available-for-sale, net of tax expense (benefit) of $(4,841), $2,392, $(8,015) and $7,612(14,985)7,544(24,773)23,233
Reclassification adjustment for gains on debt securities included in earnings, net of tax expense of $15, $0, $15, and $0(47)(47)
Total other comprehensive income (loss)(15,032)7,544(24,820)23,233

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's net income?
Ameris Bancorp (ABCB) reported net income of $51.45M in Q2 2026.
How has Ameris Bancorp's net income changed year-over-year?
Ameris Bancorp's net income decreased by 53.2% year-over-year, from $109.83M to $51.45M.
What is the long-term trend for Ameris Bancorp's net income?
Over 4 years (2021 to 2025), Ameris Bancorp's net income has grown at a 2.3% compound annual growth rate (CAGR), from $376.91M to $412.15M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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