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Ameris Bancorp ABCB Retail Mortgage — Net Income
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Where this comes from
Reported directly by Ameris Bancorp in its filing.
Tagged under the XBRL concept us-gaap:NetIncomeLoss.
The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:07 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000351569-26-000143
| (dollars in thousands) | Three Months Ended June 30, 2026 / Banking Division | Three Months Ended June 30, 2026 / Retail Mortgage Division | Three Months Ended June 30, 2026 / Warehouse Lending Division | Three Months Ended June 30, 2026 / Premium Finance Division | Total |
|---|---|---|---|---|---|
| Other expenses(1) | 110,933 | 11,587 | 184 | 390 | 123,094 |
| Total noninterest expense | 203,465 | 35,067 | 718 | 3,464 | 242,714 |
| Income before income tax expense | 32,406 | 16,274 | 8,717 | 8,652 | 66,049 |
| Income tax expense | 7,538 | 3,417 | 1,831 | 1,817 | 14,603 |
| Net income | $24,868 | $12,857 | $6,886 | $6,835 | $51,446 |
| Total assets | $20,587,632 | $4,508,490 | $1,367,630 | $2,025,091 | $28,488,843 |
| Goodwill | 951,148 | — | — | 64,498 | 1,015,646 |
| Other intangible assets, net | 48,317 | — | — | — | 48,317 |
Item 1. Financial Statements.
FAQ
- What is Ameris Bancorp's retail mortgage — net income?
- Ameris Bancorp (ABCB) reported retail mortgage — net income of $12.86M in Q2 2026.
- How has Ameris Bancorp's retail mortgage — net income changed year-over-year?
- Ameris Bancorp's retail mortgage — net income decreased by 17.4% year-over-year, from $15.56M to $12.86M.
- What is the long-term trend for Ameris Bancorp's retail mortgage — net income?
- Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — net income has grown at a -14.4% compound annual growth rate (CAGR), from $113.62M to $60.94M.
- What does retail mortgage — net income mean?
- This is the final bottom-line profit generated by the retail mortgage segment after all operating expenses, interest costs, and income taxes have been deducted. It serves as the primary indicator of the segment's overall financial health and its direct contribution to the bank's consolidated net income. This metric is essential for assessing the segment's ultimate value creation for shareholders.
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