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Ameris Bancorp

ABCB

Ameris Bancorp is a financial holding company that operates primarily through its subsidiary, Ameris Bank, providing comprehensive retail and commercial banking services.

Market cap
$5.9B+24.7%
Revenue$1.3B+8.7%
Net income$376.3M-3.8%
EPS (diluted)$5.53-2.5%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$326.7M
EPS estimate$1.68

Financials

Q2 2026

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Valuation & ratios

Valuation

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Market cap$5.9B+24.7%
P/E15.7×+3.4×
P/S4.7×+0.5×

Profitability

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Net margin29.8%-3.9pp

Returns & leverage

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Return on equity9.4%-1.1pp

Competitors

Profile

Ameris Bancorp is a financial holding company that operates primarily through its subsidiary, Ameris Bank, providing comprehensive retail and commercial banking services. The company focuses on a community banking philosophy, leveraging a decentralized decision-making structure to deliver personalized service across the Southeastern United States. Its core value proposition centers on building deep customer relationships to maintain a stable base of low-cost core deposits while pursuing growth through both organic expansion and strategic acquisitions.

Competitive position

A leading regional player in the Southeast US that differentiates itself through a decentralized management structure and local market expertise.

GeographiesGeorgia, Alabama, Florida, North Carolina, South Carolina, United States
Customer segmentsSMEs, Retail consumers, Commercial real estate developers, Agricultural businesses
Business modelInterest-spread banking, Fee-based financial services, Asset-light mortgage origination
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB) of Atlanta, Depositors, Technology and Core Banking Providers
CustomersCommercial Borrowers, Residential Homebuyers, Secondary Mortgage Market Investors, Small Business Owners
Listed1994
Employees2.8K
CEOH. Palmer Proctor
FilingsSEC EDGAR

Questions, answered.

What is Ameris Bancorp's market cap?
Ameris Bancorp (ABCB) has a market capitalization of $5.9B and trades on NASDAQ.
What is Ameris Bancorp's revenue and profitability?
Ameris Bancorp generated $1.3B in trailing twelve-month revenue with net income of $376.3M, representing a net margin of 29.8%. These figures are based on the Q2 2026 filing.
Who are Ameris Bancorp's competitors?
Ameris Bancorp's key competitors include Regions Financial Corporation, Amerant Bancorp Inc., Truist Financial Corporation, and others. These companies compete in similar markets and product categories.
Who does Ameris Bancorp partner with?
Ameris Bancorp's notable partners include Federal Home Loan Bank of Atlanta, Federal Deposit Insurance Corporation, U.S. Small Business Administration.
What subsidiaries does Ameris Bancorp have?
Ameris Bancorp's subsidiaries include Ameris Bank.
Where is Ameris Bancorp headquartered?
Ameris Bancorp is headquartered in United States of America and employs approximately 2,765 people. It has been publicly traded since 1994.