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Ameris Bancorp ABCB Free cash flow

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Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Calculated from Ameris Bancorp’s reported figures.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's free cash flow?
Ameris Bancorp (ABCB) reported free cash flow of $249.41M in Q1 2026.
How has Ameris Bancorp's free cash flow changed year-over-year?
Ameris Bancorp's free cash flow increased by 118.5% year-over-year, from $114.17M to $249.41M.
What is the long-term trend for Ameris Bancorp's free cash flow?
Over 3 years (2022 to 2025), Ameris Bancorp's free cash flow has grown at a -29.4% compound annual growth rate (CAGR), from $1.05B to $369.64M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.