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Discontinued — last reported Q4 '25

Total debt at other companies

Valley National Bank logo
Valley National BankVLY
$63.88M+8.2%
Truist Financial logo
Truist FinancialTFC
Regions Financial logo
Regions FinancialRF
UBS
United BanksharesUBSI
HOM
Home BancSharesHOMB
Associated Banc-Corp logo
Associated Banc-CorpASB

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $50.68M.

The official record: Ameris Bancorp’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's total debt?
Ameris Bancorp (ABCB) reported total debt of $50.68M in Q4 2025.
How has Ameris Bancorp's total debt changed year-over-year?
Ameris Bancorp's total debt decreased by 5.1% year-over-year, from $53.4M to $50.68M.
What is the long-term trend for Ameris Bancorp's total debt?
Over 5 years (2020 to 2025), Ameris Bancorp's total debt has grown at a -8.0% compound annual growth rate (CAGR), from $76.84M to $50.68M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.