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Discontinued — last reported Q4 '25

Total debt at other companies

Truist Financial logo
Truist FinancialTFC
$69.86B+12.0%
Colony Bankcorp logo
Colony BankcorpCBAN
$233.17M-6.0%
Regions Financial logo
Regions FinancialRF
$13.43B+154%
Amerant Bancorp logo
Amerant BancorpAMTB
$116.46M+4.9%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$2.01B+96.6%
First Financial Bancorp logo
First Financial BancorpFFBC
$2.23B-8.9%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.97B+29.6%
P/E15.9×+4.1×
P/S4.7×+0.8×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $50.68M.

The source filing: Ameris Bancorp’s 10-K, filed February 26, 2026. Open the filing →

Filed
Feb 26, 2026, 3:44 PM EST
Fiscal year
FY2025
Accession
0000351569-26-000050

FAQ

What is Ameris Bancorp's total debt?
Ameris Bancorp (ABCB) reported total debt of $50.68M in Q4 2025.
How has Ameris Bancorp's total debt changed year-over-year?
Ameris Bancorp's total debt decreased by 5.1% year-over-year, from $53.4M to $50.68M.
What is the long-term trend for Ameris Bancorp's total debt?
Over 5 years (2020 to 2025), Ameris Bancorp's total debt has grown at a -8.0% compound annual growth rate (CAGR), from $76.84M to $50.68M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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