Business Segments · Net Income

Retail Bank — Net Income

M&T Bank Retail Bank — Net Income remained flat by 0.0% to $344.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.9%, from $347.00M to $344.00M. Over 4 years (FY 2021 to FY 2025), Retail Bank — Net Income shows an upward trend with a 43.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026
Rolls up toNet Income

How to read this metric

An increase indicates improved profitability or operational efficiency within the retail segment, while a decrease may signal rising costs, higher credit losses, or reduced consumer demand.

Detailed definition

This metric represents the total profit generated by the retail banking segment after accounting for all operating expen...

Peer comparison

Standard across all retail banks; peers typically report this as segment net income or segment earnings.

Metric ID: mtb_segment_retail_bank_net_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$89.20M$88.00M$78.92M$84.16M$139.43M$181.64M$225.59M$316.59M$336.63M$342.70M$842.07M$446.00M$472.00M$446.00M$352.00M$347.00M$375.00M$376.00M$344.00M$344.00M
QoQ Change-1.3%-10.3%+6.6%+65.7%+30.3%+24.2%+40.3%+6.3%+1.8%+145.7%-47.0%+5.8%-5.5%-21.1%-1.4%+8.1%+0.3%-8.5%+0.0%
YoY Change+56.3%+106.4%+185.8%+276.2%+141.4%+88.7%+273.3%+40.9%+40.2%+30.1%-58.2%-22.2%-20.6%-15.7%-2.3%-0.9%
Range$78.92M$842.07M
CAGR+32.9%
Avg YoY Growth+70.0%
Median YoY Growth+40.5%

Frequently Asked Questions

What is M&T Bank's retail bank — net income?
M&T Bank (MTB) reported retail bank — net income of $344.00M in Q1 2026.
How has M&T Bank's retail bank — net income changed year-over-year?
M&T Bank's retail bank — net income decreased by 0.9% year-over-year, from $347.00M to $344.00M.
What is the long-term trend for M&T Bank's retail bank — net income?
Over 4 years (2021 to 2025), M&T Bank's retail bank — net income has grown at a 43.4% compound annual growth rate (CAGR), from $341.49M to $1.44B.
What does retail bank — net income mean?
The total profit earned by the retail banking division after all costs and taxes.