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Ameris Bancorp ABCB Warehouse Lending — Net Income

Other segment segments

Banking Division
$88.49M+34.5%
Retail Mortgage
$10.87M-15.6%
Premium  Finance  Division
$5.26M+11.0%

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Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's warehouse lending — net income?
Ameris Bancorp (ABCB) reported warehouse lending — net income of $5.88M in Q1 2026.
How has Ameris Bancorp's warehouse lending — net income changed year-over-year?
Ameris Bancorp's warehouse lending — net income increased by 29.2% year-over-year, from $4.55M to $5.88M.
What is the long-term trend for Ameris Bancorp's warehouse lending — net income?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — net income has grown at a -7.6% compound annual growth rate (CAGR), from $30.54M to $22.28M.
What does warehouse lending — net income mean?
This metric measures the final bottom-line profitability of the warehouse lending segment after all operating expenses, credit provisions, and applicable taxes have been deducted. It serves as the primary indicator of the segment's financial success and its direct impact on the bank's consolidated net income. It is a key measure for assessing the segment's long-term viability and return on capital.