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Business Segments · Net Income

Retail Banking — Net Income

PNC Financial Services Retail Banking — Net Income increased by 6.3% to $1.33B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 17.4%, from $1.13B to $1.33B. Over 3 years (FY 2022 to FY 2025), Retail Banking — Net Income shows an upward trend with a 35.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2015
Last reportedQ1 2026May 5, 2026
Rolls up toNet Income

How to read this metric

Rising net income indicates strong segment performance and effective cost management, while declining net income suggests potential headwinds in revenue or credit quality.

Detailed definition

This is the final bottom-line profit for the retail banking segment after accounting for all operating expenses, provisi...

Peer comparison

Highly comparable to 'Segment Net Income' reported by diversified banking peers.

Metric ID: pnc_segment_retail_banking_net_income

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$507.25M$507.25M$507.25M$507.25M$955.5M$955.5M$955.5M$955.5M$1.09B$1.73B$1.18B$1.09B$1.13B$1.37B$1.33B$1.25B$1.33B
QoQ Change+0.0%+0.0%+0.0%+88.4%+0.0%+0.0%+0.0%+14.4%+58.3%-31.7%-7.4%+3.3%+21.2%-2.6%-6.4%+6.3%
YoY Change+88.4%+88.4%+88.4%+88.4%+14.4%+81.1%+23.6%+14.5%+3.4%-20.9%+12.9%+14.1%+17.4%
Range$507.25M$1.73B
CAGR+27.2%
Avg YoY Growth+39.5%
Median YoY Growth+17.4%

Frequently Asked Questions

What is PNC Financial Services's retail banking — net income?
PNC Financial Services (PNC) reported retail banking — net income of $1.33B in Q1 2026.
How has PNC Financial Services's retail banking — net income changed year-over-year?
PNC Financial Services's retail banking — net income increased by 17.4% year-over-year, from $1.13B to $1.33B.
What is the long-term trend for PNC Financial Services's retail banking — net income?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — net income has grown at a 35.8% compound annual growth rate (CAGR), from $2.03B to $5.08B.
What does retail banking — net income mean?
The final profit remaining for the retail banking division after all costs and taxes are paid.