Retail Bank — Net Interest Income
M&T Bank Retail Bank — Net Interest Income decreased by 3.8% to $950.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.3%, from $972.00M to $950.00M. Over 4 years (FY 2021 to FY 2025), Retail Bank — Net Interest Income shows an upward trend with a 36.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher net interest income suggests effective interest rate management and a healthy loan-to-deposit spread, whereas a decline may signal margin compression or reduced lending activity.
Detailed definition
Net interest income for the retail banking segment is the difference between the interest earned on loans and other inte...
Peer comparison
Standard metric for all retail banking operations across the financial services industry.
mtb_segment_retail_bank_net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $281.49M | $281.49M | $281.49M | $499.63M | $499.63M | $499.63M | $499.63M | $1.09B | $1.09B | $1.09B | $1.09B | $1.07B | $1.09B | $1.09B | $1.04B | $972.00M | $988.00M | $999.00M | $988.00M | $950.00M |
| QoQ Change | — | +0.0% | +0.0% | +77.5% | +0.0% | +0.0% | +0.0% | +117.8% | +0.0% | +0.0% | +0.0% | -1.6% | +1.8% | -0.3% | -4.3% | -6.5% | +1.6% | +1.1% | -1.1% | -3.8% |
| YoY Change | — | — | — | — | +77.5% | +77.5% | +77.5% | +117.8% | +117.8% | +117.8% | +117.8% | -1.6% | +0.2% | -0.1% | -4.4% | -9.2% | -9.4% | -8.1% | -5.0% | -2.3% |
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Frequently Asked Questions
- What is M&T Bank's retail bank — net interest income?
- M&T Bank (MTB) reported retail bank — net interest income of $950.00M in Q1 2026.
- How has M&T Bank's retail bank — net interest income changed year-over-year?
- M&T Bank's retail bank — net interest income decreased by 2.3% year-over-year, from $972.00M to $950.00M.
- What is the long-term trend for M&T Bank's retail bank — net interest income?
- Over 4 years (2021 to 2025), M&T Bank's retail bank — net interest income has grown at a 36.8% compound annual growth rate (CAGR), from $1.13B to $3.95B.
- What does retail bank — net interest income mean?
- The profit generated by the retail banking segment from the difference between interest earned on loans and interest paid on deposits.