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First Financial Bancorp FFBC Free cash flow margin

Free cash flow margin at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
47.5%-4.4pp
Simmons First National logo
Simmons First NationalSFNC
313.1%+268pp
Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
24.4%+0.6pp
KeyCorp logo
KeyCorpKEY
28.4%
F.N.B. Corporation logo
F.N.B. CorporationFNB
25.8%+2.3pp

Other financials

Income statement

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Revenue$271.5M+35.5%
Net income$74.4M+45.1%
EPS (diluted)$0.71+31.5%

Balance sheet

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Total debt$2.2B-18.6%
Total equity$2.9B+17.6%
Total assets$22.8B+23.4%

Cash flow

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Operating cash flow$549.0M+878%
CapEx$13.5M+260%
Free cash flow$535.5M+923%

Valuation

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Market cap$3.32B+22.3%
P/E11.9×+0.1×
P/S3.4×+0.2×

Profitability

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Net margin28.7%+1.4pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.8×-0.3×

Where this comes from

Calculated from First Financial Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Financial Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Bancorp's free cash flow margin?
First Financial Bancorp (FFBC) reported free cash flow margin of 82.4% in Q1 2026.
How has First Financial Bancorp's free cash flow margin changed year-over-year?
First Financial Bancorp's free cash flow margin increased by 158.0% year-over-year, from 32% to 82.4%.
What is the long-term trend for First Financial Bancorp's free cash flow margin?
Over 3 years (2021 to 2025), First Financial Bancorp's free cash flow margin has grown at a -16.1% compound annual growth rate (CAGR), from 59.8% to 35.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.