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First Financial Bancorp FFBC Free cash flow margin

Free cash flow margin at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
47.5%-4.4pp
Simmons First National logo
Simmons First NationalSFNC
284.5%+241pp
Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
27.6%
KeyCorp logo
KeyCorpKEY
28.4%
Bank First Corporation logo
Bank First CorporationBFC
19.5%-14.6pp

Other financials

Income statement

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Revenue$264.2M+16.7%
Net income$76.5M+9.2%
EPS (diluted)$0.730.0%

Balance sheet

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Total debt$2.2B-8.9%
Total equity$3.0B+16.8%
Total assets$22.4B+20.4%

Cash flow

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Operating cash flow$31.4M-55.0%
CapEx$10.3M+108%
Free cash flow$21.1M-67.5%

Valuation

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Market cap$3.55B+56.2%
P/E12.4×+2.9×
P/S3.5×+0.9×

Profitability

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Net margin28.3%+0.3pp

Returns & leverage

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Return on equity10.3%+0.5pp
Debt / equity0.7×-0.2×

Where this comes from

Calculated from First Financial Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: First Financial Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 2:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708955-26-000144

FAQ

What is First Financial Bancorp's free cash flow margin?
First Financial Bancorp (FFBC) reported free cash flow margin of 75% in Q2 2026.
How has First Financial Bancorp's free cash flow margin changed year-over-year?
First Financial Bancorp's free cash flow margin increased by 137.9% year-over-year, from 31.5% to 75%.
What is the long-term trend for First Financial Bancorp's free cash flow margin?
Over 3 years (2021 to 2025), First Financial Bancorp's free cash flow margin has grown at a -16.1% compound annual growth rate (CAGR), from 59.8% to 35.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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