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First Financial Bankshares FFIN Free cash flow margin

Free cash flow margin at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
3.5%
Prosperity Bancshares logo
Prosperity BancsharesPB
42.4%
First Financial Bancorp logo
First Financial BancorpFFBC
75%+43.5pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
31.2%-4.7pp
First Financial Corporation logo
First Financial CorporationTHFF
33.7%+6.6pp
International Bancshares logo
International BancsharesIBOC
52.7%-1.8pp

Other financials

Income statement

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Revenue$172.8M+10.3%
Net income$71.9M+7.9%
EPS (diluted)$0.50+6.4%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$21.8M-1.5%
Total equity$2.0B+14.9%
Total assets$15.3B+6.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$5.06B+2.9%
P/E18.8×-1.2×
P/S7.6×-0.7×

Profitability

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Net margin40.4%-1.1pp

Returns & leverage

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Return on equity14.4%-0.7pp
Debt / equity0.0×

Where this comes from

Calculated from First Financial Bankshares’s reported figures.

Based on trailing twelve months.

The source filing: First Financial Bankshares’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-206412

FAQ

What is First Financial Bankshares's free cash flow margin?
First Financial Bankshares (FFIN) reported free cash flow margin of 47.5% in Q1 2026.
How has First Financial Bankshares's free cash flow margin changed year-over-year?
First Financial Bankshares's free cash flow margin decreased by 8.4% year-over-year, from 51.9% to 47.5%.
What is the long-term trend for First Financial Bankshares's free cash flow margin?
Over 5 years (2020 to 2025), First Financial Bankshares's free cash flow margin has grown at a 2.7% compound annual growth rate (CAGR), from 39.7% to 45.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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