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First Financial Bankshares FFIN Free cash flow margin

Free cash flow margin at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
3.5%
Prosperity Bancshares logo
Prosperity BancsharesPB
40%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
33.5%-20.7pp
BOK Financial logo
BOK FinancialBOKF
64.7%+51.6pp
HOM
Home BancSharesHOMB
37%-0.5pp
UBS
United BanksharesUBSI
41.2%+1.0pp

Other financials

Income statement

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Revenue$166.9M+12.0%
Net income$71.5M+16.6%
EPS (diluted)$0.50+16.3%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$22.3M-17.3%
Total equity$1.9B+15.7%
Total assets$15.4B+7.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$4.7B-17.9%
Enterprise value$3.98B-17.3%
P/E17.8×-6.9×
P/S7.2×-2.8×

Profitability

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Net margin40.6%0.0pp

Returns & leverage

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Return on equity14.6%0.0pp
Debt / equity0.0×

Where this comes from

Calculated from First Financial Bankshares’s reported figures.

Based on trailing twelve months.

The official record: First Financial Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Bankshares's free cash flow margin?
First Financial Bankshares (FFIN) reported free cash flow margin of 47.5% in Q1 2026.
How has First Financial Bankshares's free cash flow margin changed year-over-year?
First Financial Bankshares's free cash flow margin decreased by 8.4% year-over-year, from 51.9% to 47.5%.
What is the long-term trend for First Financial Bankshares's free cash flow margin?
Over 5 years (2020 to 2025), First Financial Bankshares's free cash flow margin has grown at a 2.7% compound annual growth rate (CAGR), from 39.7% to 45.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.