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First Financial Bankshares FFIN Net margin

Net margin at other companies

JPMorgan ChaseJPM

31.5%-1.5pp

Cullen/Frost BankersCFR

29.5%+1.0pp

Wells Fargo & CompanyWFC

25.5%+1.0pp

Prosperity BancsharesPB

40.4%-0.5pp

Eastern Bankshares, Inc.EBC

35.1%+24.6pp

BOK FinancialBOKF

27.6%+0.9pp

Other financials

Income statement

Revenue$166.9M+12.0%

Net income$71.5M+16.6%

EPS (diluted)$0.50+16.3%

Balance sheet

Cash & equivalents$737.1M-20.5%

Total debt$22.3M-17.3%

Total equity$1.9B+15.7%

Total assets$15.4B+7.5%

Cash flow

Operating cash flow$101.6M+32.3%

CapEx$4.1M+95.8%

Free cash flow$97.5M+30.5%

Valuation

Market cap$4.7B-17.9%

Enterprise value$3.98B-17.3%

P/E17.8×-6.9×

P/S7.2×-2.8×

Profitability

FCF margin47.5%-4.4pp

Returns & leverage

Return on equity14.6%0.0pp

Debt / equity0×0.0×

Where this comes from

Calculated from First Financial Bankshares’s reported figures.

net income/total revenue=40.6%

Based on trailing twelve months.

The official record: First Financial Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Bankshares's net margin?: First Financial Bankshares (FFIN) reported net margin of 40.6% in Q1 2026.
How has First Financial Bankshares's net margin changed year-over-year?: First Financial Bankshares's net margin increased by 0.0% year-over-year, from 40.6% to 40.6%.
What is the long-term trend for First Financial Bankshares's net margin?: Over 5 years (2020 to 2025), First Financial Bankshares's net margin has grown at a -0.5% compound annual growth rate (CAGR), from 41.2% to 40.1%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.