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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
29.5%+1.0pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
26%+0.9pp
Prosperity Bancshares logo
Prosperity BancsharesPB
40.4%-2.2pp
First Financial Bancorp logo
First Financial BancorpFFBC
28.3%+0.3pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
26.2%+1.2pp

Other financials

Income statement

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Revenue$172.8M+10.3%
Net income$71.9M+7.9%
EPS (diluted)$0.50+6.4%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$21.8M-1.5%
Total equity$2.0B+14.9%
Total assets$15.3B+6.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$5.06B+2.9%
P/E18.8×-1.2×
P/S7.6×-0.7×

Profitability

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FCF margin47.5%-4.4pp

Returns & leverage

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Return on equity14.4%-0.7pp
Debt / equity0.0×

Where this comes from

Calculated from First Financial Bankshares’s reported figures.

Based on trailing twelve months.

The source filing: First Financial Bankshares’s 8-K, filed July 17, 2026. Open the filing →

Filed
Jul 17, 2026, 4:27 PM EDT
Accession
0001193125-26-307884

FAQ

What is First Financial Bankshares's net margin?
First Financial Bankshares (FFIN) reported net margin of 40.4% in Q2 2026.
How has First Financial Bankshares's net margin changed year-over-year?
First Financial Bankshares's net margin decreased by 2.6% year-over-year, from 41.5% to 40.4%.
What is the long-term trend for First Financial Bankshares's net margin?
Over 5 years (2020 to 2025), First Financial Bankshares's net margin has grown at a -0.5% compound annual growth rate (CAGR), from 41.2% to 40.1%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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